1324 Bay Bridge Ct, Edmond, OK 73034 Property Records

Oklahoma County property record for 1324 Bay Bridge Ct, Edmond, OK 73034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,640 sqft · built 2009
Lot Size	0.314 acres (13,678 sqft)
Owner	2 Individual Names on File
Last Sale	$501,000 (Apr 2023)
Tax Bill	$6,340 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4646-20-701-1490`

Property Details

APN / Parcel Number

Primary APN	`4646-20-701-1490`
Alternative APNs	`R207011490` `207011490`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,640 sqft Living Area
1st Floor Area	2,299 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,678 sqft (0.314 acres)
Lot Dimensions	128 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	850 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	125 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R207011490
Street Address	1324 BAY BRIDGE CT
City	EDMOND
State	OK
Zip	73034-0862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN GATE AT TWIN BRIDGES 002 007
Legal Range	03W
Legal Township	14N
Legal Section	12
Legal Subdivision	GOLDEN GATE AT TWIN BRIDGES
Legal Block	2
Legal Lot Number	7
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	2
Census Block	2007
Census Tract	108231

Owner

1324 Bay Bridge Ct is owned and occupied by two individuals who bought it in April 2023.

Source: Oklahoma County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1324 BAY BRIDGE CT, EDMOND, OK 73034-0862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Sep 23, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF OK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Oct 21, 2009 · Amount on File
Deed Document Number	202344180
Deed Book / Page	15429 / 1794
Prior Transfer Date	Oct 16, 2009
Prior Transfer Doc	0011401110
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Apr 11, 2023
Property Address	1324 BAY BRIDGE CT, EDMOND, OK 73034-0862
Document Number	0001044180
Book / Page	15429 / 1794
Instrument Date	Apr 7, 2023
Instrument	2023041101044180
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$751.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1324 BAY BRIDGE CT, EDMOND, OK 73034-0862
Investor	Possibly a Property Investor

Mortgage

Document Number	0001044181
Date	Apr 11, 2023
Instrument	2023041101044181

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	1-Year CMT
Margin	3
Max Rate	11.7%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	1324 BAY BRIDGE CT, EDMOND, OK 73034-0862
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011252490
Date	Sep 6, 2019
Book Page	14125/0555
Instrument	20190906011252490

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2034

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	1324 BAY BRIDGE CT, EDMOND, OK 73034-0862
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010433540
Date	Apr 3, 2018
Book Page	13697/1342
Instrument	20180403010433540

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2038

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	1324 BAY BRIDGE CT, EDMOND, OK 73034-0862
Document Number	0135570871
Book / Page	013557 / 000871
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 20, 2017
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1324 BAY BRIDGE CT EDMOND OK 730340862, EDMOND, OK 73034-0862

Mortgage

Document Number	0135570871
Date	Oct 3, 2017
Book Page	013557/000871
Instrument	11373530

Lender

Name	BANK OF OK
Type	Bank
Address	TULSA, OK 74101-2864

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Bay Bridge Ct was $6,340.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Edmond City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,340.00	$60,291 Land $9,525 Building $50,766	$563,500 Land $89,024 Building $474,476
2023	$4,408.00 Homeowner's exemption	$43,295 Land $7,947 Building $35,348	$485,000 Land $89,024 Building $395,976

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 Bay Bridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Bay Bridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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