Lowndes County property record for 1324 3rd Ave N, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,448 sqft · built 1940 |
| Lot Size | 0.181 acres (7,920 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,053 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61W100104400 |
| Primary APN | 61W100104400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,448 sqft Adjusted Area |
| 1st Floor Area | 1,988 sqft |
| 2nd Floor Area | 1,170 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.181 acres) |
| Lot Dimensions | 110 ft deep x 72 ft wide |
| Account Number | 015516 |
|---|---|
| Street Address | 1324 3RD AVE N |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-4932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1324 3RD AVE N BLOCK 71 11A |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 16 |
| Legal Subdivision | NORTH OF MAIN |
| Legal Block | 71 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 902 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1324 3RD AVE N, COLUMBUS, MS 39701-4932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK |
| Aug 15, 2017 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Mar 15, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2022 |
| Deed Sale | Dec 6, 2022 |
| Deed Document Number | 0020229809 |
| Prior Transfer Date | Jun 3, 2010 |
| Prior Transfer Doc | 0020103256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1324 3RD AVE N, COLUMBUS, MS 39701-4932 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202229250 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 2022/29250 |
| Name | MAGNOLIA BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1324 3RD AVE N, COLUMBUS, MS 39701-4932 |
| Document Number | 0020178000 |
| Book / Page | 002017 / 018000 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 101 COLUMBUS MS 397030101, COLUMBUS, MS 39703-0101 |
| Document Number | 0020178000 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 002017/018000 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 17, 2022 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 15, 2017 |
| Property Address | 1324 3RD AVE N, COLUMBUS, MS 39701-4932 |
| Document Number | 0020175726 |
| Book / Page | 002017 / 005726 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 101 COLUMBUS MS 397030101, COLUMBUS, MS 39703-0101 |
| Document Number | 20175726 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 002017/005726 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 14, 2018 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,053.00 (+1.26%) | $18,684 (+19.77%) | $124,560 (+19.77%) Land $6,340 Building $118,220 |
| 2024 | $3,015.00 (+18.14%) | ||
| 2023 | $2,552.00 | $15,600 | $104,000 Land $6,340 Building $97,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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