1324 320th St, Mora, MN 55051 Property Records

Mille Lacs County property record for 1324 320th St, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	2,072 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$4,376 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-024-1200`

Property Details

APN / Parcel Number

Primary APN	`10-024-1200`

Interior

Building Area	2,072 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	217,800 sqft (5 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	224 sqft

Location & Zoning

Street Address	1324 320TH ST
City	MORA
State	MN
Zip	55051-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 330 FT OF E 530 FT OF S 660 FT OF SW OF SE, SEE SKETCH FILED 5/17/04 24 41 25 5.00
Legal Range	25
Legal Township	41
Legal Section	24
Jurisdiction	MILLE LACS MN
Township / Civil Division	LEWIS
Census Block Group	3
Census Block	3011
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1324 320TH ST, MORA, MN 55051-5905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Dec 12, 2019	Quit Claim Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 9, 2019
Transfer Doc	A414776
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	1324 320TH ST, MORA, MN 55051-5905
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A416690
Date	Apr 16, 2020
Instrument	A416690

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 12, 2019
Property Address	1324 320TH ST, MORA, MN 55051-5905
Document Number	A414776
Map Reference	IN 311718
Instrument Date	Nov 9, 2019
Instrument	A414776
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1324 320TH ST, 1324, MORA, MN 55051-5905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 320TH ST, MORA, MN 55051-5905

Mortgage

Document Number	A414777
Date	Dec 12, 2019
Instrument	A414777

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Lewis Township
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,376.00 (-0.36%)	$459,300 (+4.65%) Land $68,000 Building $391,300	$459,300 (+4.65%) Land $68,000 Building $391,300
2025	$4,392.00 (+1.57%)	$438,900 (+9.7%) Land $62,000 Building $376,900	$438,900 (+9.7%) Land $62,000 Building $376,900
2023	$4,324.00	$400,100 Land $46,000 Building $354,100	$400,100 Land $46,000 Building $354,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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