13237 Fossick Rd, Windermere, FL 34786 Property Records

Orange County property record for 13237 Fossick Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,516 sqft · built 2004
Lot Size	0.209 acres (9,110 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Jun 2026)
Tax Bill	$7,655 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-23-27-6420-01-840`

Property Details

APN / Parcel Number

Primary APN	`23-23-27-6420-01-840`
Alternative APNs	`272323642001840` `144835` `146005` `148127`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,516 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	2,516 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,110 sqft (0.209 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13237 FOSSICK RD
City	WINDERMERE
State	FL
Zip	34786-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	PROVIDENCE PH 1 50/3 LOT 184
Legal Range	27E
Legal Township	23S
Legal Section	23
Legal Subdivision	PROVIDENCE PH 1
Legal Phase	1
Legal Tract	6420
Legal Block	1
Legal Lot Number	184
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1026
Census Tract	17112

Owner

Source: Orange County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13237 FOSSICK RD, WINDERMERE, FL 34786-7309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARTNERS FCU
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWLAND CREDIT UNION
Jun 20, 2022	Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jan 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU
Dec 26, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jun 20, 2022 · Amount on Record
Deed Document Number	2026310745
Prior Transfer Date	Jun 14, 2022
Prior Transfer Doc	0000382241
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13237 FOSSICK RD, WINDERMERE, FL 34786-7309
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	SIMPLY TITLE LLC, SIMPLIFILE LC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13237 FOSSICK RD, WINDERMERE, FL 34786-7309

Mortgage

Document Number	0000255191
Date	May 2, 2024
Instrument	20240255191

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	13705 INTERNATIONAL DR S, ORLANDO, FL 32821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 9, 2039

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 3, 2026
Property Address	13237 FOSSICK RD, WINDERMERE, FL 34786-7309
Document Number	0000310745
Instrument Date	May 29, 2026
Instrument	2026310745
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395,920.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13237 FOSSICK RD, WINDERMERE, FL 34786-7309

Mortgage

Document Number	0000310746,
Date	Jun 3, 2026
Instrument	2026310746

Lender

Name	LOWLAND CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 20, 2022
Property Address	13237 FOSSICK RD, WINDERMERE, FL 34786-7309
Document Number	0000382241
Map Reference	MB 50 PG 3-12
Instrument Date	Jun 14, 2022
Instrument	20220382241
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 INTERLAKEN RD, 10, ORLANDO, FL 32804-3418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13237 FOSSICK RD, WINDERMERE, FL 34786-7309

Mortgage

Document Number	0000382242
Date	Jun 20, 2022
Instrument	20220382242

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13237 FOSSICK RD, WINDERMERE, FL 34786-7309
Document Number	0000087342
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	ALOMA TITLE COMPANY, ALOMA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4642 ENCINAS DR LA CANADA CA 910112227, LA CANADA, CA 91011-2227

Mortgage

Document Number	0000087342
Date	Feb 12, 2020
Instrument	87342

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 26, 2018
Property Address	13237 FOSSICK RD, WINDERMERE, FL 34786-7309
Document Number	0000742901
Map Reference	MB 50 PG 3-12
Instrument Date	Dec 20, 2018
Instrument	20180742901
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5031 S ULSTER ST # ST1520, 5031, DENVER, CO 80237-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4642 ENCINAS DR, LA CANADA, CA 91011-2227

Mortgage

Document Number	0000742902
Date	Dec 26, 2018
Instrument	20180742902

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,210 (+2.7%)	$491,870 (-1.29%) Land $100,000 Building $391,870
2025	$7,655.00 (+4.21%) Homeowner's exemption	$472,454 (+5.99%)	$498,300 (+11.79%) Land $100,000 Building $398,300
2024	$7,346.00 (+7.44%)
2023	$6,837.00 (+13.16%) Homeowner's exemption	$445,766 (+14.41%) Land $95,000 Building $350,766	$445,766 (+14.41%) Land $95,000 Building $350,766
2022	$6,042.00	$389,620 Land $95,000 Building $294,620	$389,620 Land $95,000 Building $294,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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