13233 Neely Ferry Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 13233 Neely Ferry Rd, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275-00-00-005`

Property Details

APN / Parcel Number

Primary APN	`275-00-00-005`
Alternative APNs	`2750000005 95694489` `95694489`

Exterior

Lot Area	60,984 sqft (1.4 acres)

Location & Zoning

Street Address	13233 NEELY FERRY RD
City	WATERLOO
State	SC
Zip	29384-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	1
Census Block	1006
Census Tract	921001

Owner

13233 Neely Ferry Rd is owned and occupied by two individuals who acquired it in January 2018.

Source: Laurens County records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13233 NEELY FERRY RD, WATERLOO, SC 29384-2918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Deed of Trust, Mortgage · VA Mortgage ENVOY MTG
Feb 7, 2018	Quit Claim Deed, Mortgage SMC HM FIN
Oct 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 25, 2018
Transfer Doc	0D13670072
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	13233 NEELY FERRY RD, WATERLOO, SC 29384-2918
Document Number	0024490045
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13233 NEELY FERRY RD WATERLOO SC 293842918, WATERLOO, SC 29384-2918

Mortgage

Document Number	0024490045
Date	Aug 24, 2018
Book Page	002449/000045
Instrument	7386

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Feb 7, 2018
Property Address	13233 NEELY FERRY RD, WATERLOO, SC 29384-2918
Document Number	0013670072
Book / Page	001367 / 000072
Instrument Date	Jan 25, 2018
Instrument	1141
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13181 NEELY FERRY RD WATERLOO SC 293842917, WATERLOO, SC 29384-2917

Mortgage

Document Number	24080019
Date	Feb 7, 2018
Book Page	002408/000019
Instrument	1142

Lender

Name	SMC HM FIN
Type	Funding / Finance Company
Address	KINSTON, NC 28504

Agreement

Amount	Amount on Record

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Oct 16, 2017
Property Address	13233 NEELY FERRY RD, WATERLOO, SC 29384-2918
Document Number	0013480139
Book / Page	001348 / 000139
Instrument Date	Oct 14, 2017
Instrument	9642
Transaction Type	Transfer
Record Updated	Oct 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 13233 Neely Ferry Rd was $2,156 with a homeowner's exemption, up 4.6% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,156.00 (+4.61%) Homeowner's exemption	$12,660 (-) Land $180 Building $12,480
2024	$2,061.00 (+45.96%) Homeowner's exemption	$12,660 (+0.03%) Land $180 Building $12,480
2023	$1,412.00 (-28.87%)	$12,656 (-0.03%) Land $174 Building $12,482	$316,400 (-0.61%) Land $4,350 Building $312,050
2022	$1,985.00	$12,660 Land $180 Building $12,480	$318,350 (-) Land $4,350 Building $314,000
2021			$318,350 Land $4,350 Building $314,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13233 Neely Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13233 Neely Ferry Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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