13232 Waterleaf Garden Cir, Riverview, FL 33579 Property Records

Hillsborough County property record for 13232 Waterleaf Garden Cir, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 2020
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$247,685 (Apr 2020)
Tax Bill	$7,262 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`077687-9584`

Property Details

APN / Parcel Number

Primary APN	`077687-9584`
Alternative APN	`U103120B2T000022000240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	1,844 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0776879584
Street Address	13232 WATERLEAF GARDEN CIR
City	RIVERVIEW
State	FL
Zip	33579-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERLEAF PHASE 6A LOT 24 BLOCK 22
Legal Range	20E
Legal Township	31S
Legal Section	10
Legal Subdivision	WATERLEAF PHASE 6A
Legal Block	22
Legal Lot Number	24
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	3
Census Block	3003
Census Tract	13916

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13232 WATERLEAF GARDEN CIR, RIVERVIEW, FL 33579-6946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Sep 6, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Deed Document Number	2020139735
Record Updated	Oct 29, 2026

April 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 1, 2020
Property Address	13232 WATERLEAF GARDEN CIR, RIVERVIEW, FL 33579-6946
Document Number	0000139735
Map Reference	MB 132 PG 137-142
Instrument Date	Mar 5, 2020
Instrument	2020139735
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,733.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 WATERLEAF GARDEN CIR, RIVERVIEW, FL 33579-6946
Investor	Possibly a Property Investor

Mortgage

Document Number	0000139736
Date	Apr 1, 2020
Instrument	2020139736

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 6, 2019
Property Address	13232 WATERLEAF GARDEN CIR, RIVERVIEW, FL 33579-6946
Document Number	0269290497
Book / Page	026929 / 000497
Instrument Date	Aug 30, 2019
Instrument	385327
Transaction Type	Transfer
Record Updated	Jan 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,327.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12602 TELECOM DR TEMPLE TERRACE FL 336370935, TEMPLE TERRACE, FL 33637-0935

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,589 (+2.7%)	$287,264 (-4.1%) Land $80,144 Building $207,120
2025	$7,262.00 (+10.23%) Homeowner's exemption	$235,238 (+5.99%)	$299,554 (+2.03%) Land $86,822 Building $212,732
2023	$6,588.00 (+3.47%) Homeowner's exemption	$221,950 (+3%)	$293,607 (+6.38%) Land $80,144 Building $213,463
2022	$6,367.00 Homeowner's exemption	$215,485	$275,994 Land $70,126 Building $205,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	163 in force
Nearby Flood Claims	7 (2022–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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