San Bernardino County property record for 13232 Silver Oak St, Hesperia, CA 92344
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,364 sqft · built 2004 |
| Lot Size | 0.151 acres (6,587 sqft) |
| Owner | Company Name on Record |
| Last Sale | $307,000 (Dec 2004) |
| Tax Bill | $4,974 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3057-271-47-0000 |
| Primary APN | 3057-271-47-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,364 sqft Living Area |
| Gross Area | 2,784 sqft |
| 1st Floor Area | 2,364 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 6,587 sqft (0.151 acres) |
| Lot Dimensions | 109 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13232 SILVER OAK ST |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92344-9267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 16744 LOT 64 BOOK 301 PAGE 45 |
| Legal Subdivision | TRACT 16744 |
| Legal Tract | 16744 |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10042 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13232 SILVER OAK ST, HESPERIA, CA 92344-9267 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 9, 2018 | Quit Claim Deed, Transfer SPL TITLE SERVICES, SPL TITLE SVCS |
| Nov 9, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2004 · Amount on Record |
| Deed Sale | Dec 14, 2004 · Amount on Record |
| Deed Document Number | 2004919731 |
| Last Transfer Date | Nov 1, 2018 |
| Transfer Doc | 0000408476 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 13232 SILVER OAK ST, HESPERIA, CA 92344-9267 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13232 SILVER OAK ST, HESPERIA, CA 92344-9267 |
| Document Number | 0000237782 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025-0237782 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 13232 SILVER OAK ST, HESPERIA, CA 92344-9267 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 13232 SILVER OAK ST, HESPERIA, CA 92344-9267 |
| Document Number | 0000452893 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021-0452893 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 13232 SILVER OAK ST, HESPERIA, CA 92344-9267 |
| Document Number | 0000255805 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 13232 SILVER OAK ST HESPERIA CA 923449267, HESPERIA, CA 92344-9267 |
| Document Number | 0000255805 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 255805 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 9, 2018 |
| Property Address | 13232 SILVER OAK ST, HESPERIA, CA 92344-9267 |
| Document Number | 0000408478 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 408478 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | SPL TITLE SERVICES, SPL TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13232 SILVER OAK ST HESPERIA CA 923449267, HESPERIA, CA 92344-9267 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 9, 2018 |
| Property Address | 13232 SILVER OAK ST, HESPERIA, CA 92344-9267 |
| Document Number | 0000408476 |
| Map Reference | MB 301 PG 27-29 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 2018-0408476 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TITLE SOURCE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13232 SILVER OAK ST, HESPERIA, CA 92344-9267 |
| Document Number | 0000408477 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 2018-0408477 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $436,494 (+2%) Land $71,091 Building $365,403 | |
| 2025 | $4,974.00 (+3.02%) Homeowner's exemption | $427,935 (+4.04%) Land $69,697 Building $358,238 |
| 2023 | $4,828.00 (+2.37%) Homeowner's exemption | $411,317 Land $66,990 Building $344,327 |
| 2022 | $4,716.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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