13232 SE 86th Cir, Summerfield, FL 34491 Property Records

Marion County property record for 13232 SE 86th Cir, Summerfield, FL 34491

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$352,000 (Mar 2023)
Tax Bill	$4,232 (2025)
Deeds & Mortgages	Mar 2023 Sale Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6126-045-000`

Property Details

APN / Parcel Number

Primary APN	`6126-045-000`
Alternative APNs	`3356179000` `3356179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,575 sqft Living Area
Gross Area	2,329 sqft
1st Floor Area	1,575 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Vinyl Porch
Porch Area	330 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	13232 SE 86TH CIR
City	SUMMERFIELD
State	FL
Zip	34491-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC 09 TWP 17 RGE 23 PLAT BOOK 008 PAGE 017 SPRUCE CREEK COUNTRY CLUB FIRETHORNE LOT 45
Legal Range	23E
Legal Township	17S
Legal Section	9
Legal Subdivision	SPRUCE CREEK COUNTRY CLUB FIRETHORNE
Legal Lot Number	45
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1009
Census Tract	811

Owner

Source: Marion County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4106 MCDOWELL DR, THE VILLAGES, FL 32163-4255
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer SIGNATURE T&E SVCS LLC
Jun 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Dec 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 19, 2018	Warranty Deed, Transfer · VA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	202326593
Deed Book / Page	7994 / 1587
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	0073461065
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 3, 2023
Property Address	13232 SE 86TH CIR, SUMMERFIELD, FL 34491-8262
Document Number	0079941587
Book / Page	7994 / 1587
Map Reference	MB 8 PG 17-22
Instrument Date	Mar 3, 2023
Instrument	2023026593
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SIGNATURE T&E SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4106 MCDOWELL DR, THE VILLAGES, FL 32163-4255

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	13232 SE 86TH CIR, SUMMERFIELD, FL 34491-8262
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067870767
Date	Jun 25, 2018
Book Page	6787/0767
Instrument	2018060776

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Dec 29, 2020
Property Address	13232 SE 86TH CIR, SUMMERFIELD, FL 34491-8262
Document Number	0073461065
Book / Page	007346 / 001065
Instrument Date	Dec 11, 2020
Instrument	140797
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 SE 86TH CIR SUMMERFIELD FL 344918262, SUMMERFIELD, FL 34491-8262

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 19, 2018
Property Address	13232 SE 86TH CIR, SUMMERFIELD, FL 34491-8262
Document Number	0067330139
Book / Page	6733 / 0139
Map Reference	MB8 PG17-22
Instrument Date	Mar 16, 2018
Instrument	2018025347
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	FREEEDOM TITLE & ESCROW CO L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9777 SE 125TH LN, 9777, SUMMERFIELD, FL 34491-9212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 SE 86TH CIR, SUMMERFIELD, FL 34491-8262

Mortgage

Document Number	2018025348
Date	Mar 19, 2018
Instrument	2018025348

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,232.00 (+185.56%)	$242,250 (+74.83%) Land $48,400 Building $193,850	$242,250 (+2.52%) Land $48,400 Building $193,850
2023	$1,482.00 (+3.35%) Homeowner's exemption	$138,566 (+3%) Land $48,400 Building $90,166	$236,301 (+13.95%) Land $48,400 Building $187,901
2022	$1,434.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$134,530	$207,378 Land $38,400 Building $168,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity, Zito Media.

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