13232 Pearl Cir, Thornton, CO 80241 Property Records

Adams County property record for 13232 Pearl Cir, Thornton, CO 80241

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,626 sqft · built 1998
Lot Size	0.239 acres (10,421 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Nov 2022)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1573-27-0-11-027`

Property Details

APN / Parcel Number

Primary APN	`1573-27-0-11-027`
Alternative APNs	`0157327011027` `R0115776`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,626 sqft Living Area
Gross Area	4,576 sqft
1st Floor Area	1,598 sqft
2nd Floor Area	1,328 sqft
Basement Area	898 sqft
Finished Basement	700 sqft
Unfinished Basement	198 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,421 sqft (0.239 acres)
View / Lot	Open Space
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0115776
Street Address	13232 PEARL CIR
City	THORNTON
State	CO
Zip	80241-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:ROLLING HILLS SUBD 2ND FLG 3RD AMENDMENT BLK:10 LOT:5
Legal Range	68W
Legal Township	01S
Legal Section	27
Legal Subdivision	ROLLING HILLS
Legal Block	10
Legal Lot Number	5
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1030
Census Tract	8526

Owner

13232 Pearl Cir is owned and occupied by two individuals who bought it in November 2022.

Source: Adams County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13232 PEARL CIR, THORNTON, CO 80241-1719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer · VA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Apr 19, 2022	Warranty Deed, Transfer FIRST AMERICAN
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PHH HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Apr 19, 2022 · Amount on File
Deed Document Number	202290529
Prior Transfer Date	Mar 12, 2002
Prior Transfer Doc	00C0943772
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 10, 2022
Property Address	13232 PEARL CIR, THORNTON, CO 80241-1719
Document Number	0000090529
Instrument Date	Oct 26, 2022
Instrument	2022000090529
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 PEARL CIR, THORNTON, CO 80241-1719

Mortgage

Document Number	0000090530
Date	Nov 10, 2022
Instrument	2022000090530

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 19, 2022
Property Address	13232 PEARL CIR, THORNTON, CO 80241-1719
Document Number	0000034950
Instrument Date	Apr 15, 2022
Instrument	2022000034950
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11750, DENVER, CO 80211-0750

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	13232 PEARL CIR, THORNTON, CO 80241-1719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087934
Date	Oct 6, 2017
Instrument	2017000087934

Lender

Name	PHH HOME LOANS LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 13232 Pearl Cir was $1,780, down 65.3% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (-65.27%)	$52,500 Land $8,570 Building $43,930	$772,000 Land $126,000 Building $646,000
2024	$5,125.00 (-11.77%)
2023	$5,809.00 (+17.14%)	$53,240 (+18.26%) Land $8,520 Building $44,720	$787,000 (+21.52%) Land $126,000 Building $661,000
2022	$4,959.00	$45,020 Land $17,520 Building $27,500	$647,620 Land $252,000 Building $395,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13232 Pearl Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13232 Pearl Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, T-Mobile.

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