13232 Mystic Way, Lakeside, CA 92040 Property Records

San Diego County property record for 13232 Mystic Way, Lakeside, CA 92040

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,836 sqft · built 2016
Lot Size5.23 acres (227,990 sqft)
OwnerCompany Name on Record
Last Sale$746,000 (Sep 2022)
Tax Bill$3,782 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN397-212-03-39

Property Details

APN / Parcel Number

Primary APN397-212-03-39

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,836 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCondo/Apartment
Lot Area227,990 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address13232 MYSTIC WAY
CityLAKESIDE
StateCA
Zip92040-2883
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 1 US 44PER DOC15-0599585&UND INT IN MODULE M TR 016018
Legal SubdivisionSAN DIEGO #5423-1
Legal Tract016018
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3011
Census Tract16807

Owner

Source: San Diego County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13232 MYSTIC WAY, LAKESIDE, CA 92040-2883
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 8, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 12, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 15, 2020Deed of Trust, Mortgage · VA Mortgage
BNC NATIONAL BANK
Feb 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2022 · Amount on Record
Deed SaleSep 12, 2022 · Amount on Record
Prior SaleOct 31, 2016 · Amount on Record
Deed Document Number2022360360
Transfer Doc0000703676
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 14, 2026
Property Address13232 MYSTIC WAY, LAKESIDE, CA 92040-2883
Document Number0000201105
Instrument DateJul 8, 2026
Instrument2026201105
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address13232 MYSTIC WAY, LAKESIDE, CA 92040-2883

Mortgage

Document Number0000201105,
DateJul 14, 2026
Instrument2026201105
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13232 MYSTIC WAY, LAKESIDE, CA 92040-2883
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyBNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address13232 MYSTIC WAY, LAKESIDE, CA 92040-2883

Mortgage

Document Number0000703677
DateOct 8, 2021
Instrument2021-0703677
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 12, 2022
Property Address13232 MYSTIC WAY, LAKESIDE, CA 92040-2883
Document Number0000360360
Map ReferenceDOC 2015-0599585
Instrument DateSep 9, 2022
Instrument2022-0360360
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address11584 BRIDLE PATH LN, LAKESIDE, CA 92040-1325

Mortgage

Document Number0000360361
DateSep 12, 2022
Instrument2022-0360361
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13232 MYSTIC WAY, LAKESIDE, CA 92040-2883
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address13232 MYSTIC WAY, LAKESIDE, CA 92040-2883

Mortgage

Document Number0000806399
DateDec 15, 2020
Instrument2020-0806399
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2050

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 13, 2018
Property Address13232 MYSTIC WAY, LAKESIDE, CA 92040-2883
Document Number0000056861
Instrument DateJan 18, 2018
Instrument56861
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13232 MYSTIC WAY LAKESIDE CA 920402883, LAKESIDE, CA 92040-2883

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$265,772 (+2%) Land $110,030 Building $155,742
2025$3,782.00 (+2.02%) Homeowner's exemption$260,562 (+4.04%) Land $107,873 Building $152,689
2024$3,707.00 (+3.2%)
2023$3,592.00 (-54.22%) Homeowner's exemption$250,446 Land $103,685 Building $146,761
2022$7,847.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, Verizon.

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