13232 Loretta Dr, Santa Ana, CA 92705 Property Records

Orange County property record for 13232 Loretta Dr, Santa Ana, CA 92705

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,976 sqft · built 1959
Lot Size	0.231 acres (10,077 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Jul 2020)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2020 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`395-244-03`

Property Details

APN / Parcel Number

Primary APN	`395-244-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	2,398 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	10,077 sqft (0.231 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	13232 LORETTA DR
City	SANTA ANA
State	CA
Zip	92705-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2040 BLK LOT 48
Legal Subdivision	TRACT NO 2040
Legal Tract	2040
Legal Lot Number	48
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1016
Census Tract	75701

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13232 LORETTA DR, SANTA ANA, CA 92705-1860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jul 30, 2020	Grant Deed, Transfer · Line of Credit REFALO F & D N FAMILY TR (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2020371419
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	13232 LORETTA DR, SANTA ANA, CA 92705-1860
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 LORETTA DR, SANTA ANA, CA 92705-1860

Mortgage

Document Number	0000594375
Date	Oct 22, 2020
Instrument	2020000594375

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 30, 2020
Property Address	13232 LORETTA DR, SANTA ANA, CA 92705-1860
Document Number	0000371419
Instrument Date	Jul 30, 2020
Instrument	371419
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 LORETTA DR SANTA ANA CA 927051860, SANTA ANA, CA 92705-1860

Mortgage

Document Number	371421
Date	Jul 30, 2020
Instrument	371421

Lender

Name	REFALO F & D N FAMILY TR (PT)
Address	13232 LORETTA DR, SANTA ANA, CA 92705-1860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$116,203 (+2%) Land $29,926 Building $86,277
2025	$1,723.00 (+8.5%) Homeowner's exemption	$113,925 (+4.04%) Land $29,339 Building $84,586
2023	$1,588.00 (+2.52%) Homeowner's exemption	$109,502 Land $28,200 Building $81,302
2022	$1,549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUSTIN serves 65,143 people · EPA ID CA3010046
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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