13232 Jim Ramsay Rd, Vancleave, MS 39565 Property Records

Jackson County property record for 13232 Jim Ramsay Rd, Vancleave, MS 39565

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,845 sqft · built 1997
Lot Size	4.67 acres (203,861 sqft)
Owner	Individual Name on File
Tax Bill	$2,649 (2025)
Deeds & Mortgages	Jul 2014 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`684.18-00-0035.00`

Property Details

APN / Parcel Number

Primary APN	`684.18-00-0035.00`
Alternative APNs	`02918120.020` `015649`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,845 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	203,861 sqft (4.67 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	015649
Street Address	13232 JIM RAMSAY RD
City	VANCLEAVE
State	MS
Zip	39565-7849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SEC SW1/4 SW1/4 W604.84' TO POB W 425.36' N 451' E 1030.20' S 20' W 604.84' S451' M/L TO POB DB 2022-830 (35 MAP684.18)
Legal Range	08W
Legal Township	06S
Legal Section	18
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	40208

Owner

13232 Jim Ramsay Rd is owned and occupied by an individual who acquired it in May 2021.

Source: Jackson County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13232 JIM RAMSAY RD, VANCLEAVE, MS 39565-7849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2014	Deed of Trust, Mortgage · Line of Credit HANCOCK BANK A TRADE NAME OF WHITNEY BAN
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Nov 28, 2016	Deed of Trust, Mortgage · Line of Credit HANCOCK BANK
May 7, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021
Deed Sale	May 7, 2021
Deed Document Number	0002022830
Deed Book / Page	2022 / 830
Record Updated	Jun 8, 2026

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	13232 JIM RAMSAY RD, VANCLEAVE, MS 39565-7849
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 JIM RAMSAY RD, VANCLEAVE, MS 39565-7849

Mortgage

Document Number	003219/540
Date	Jul 7, 2014
Book Page	3219/540
Instrument	201409869

Lender

Name	HANCOCK BANK A TRADE NAME OF WHITNEY BAN
Address	BILOXI, MS 39532

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 21, 2039

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	13232 JIM RAMSAY RD, VANCLEAVE, MS 39565-7849
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003786/427
Date	May 7, 2021
Book Page	3786/427
Instrument	202111829

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	13232 JIM RAMSAY RD, VANCLEAVE, MS 39565-7849
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003399/228
Date	Nov 28, 2016
Book Page	3399/228
Instrument	201617743

Lender

Name	HANCOCK BANK
Type	Bank
Address	DIBERVILLE, MS 39540

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	May 7, 2021
Property Address	13232 JIM RAMSAY RD, VANCLEAVE, MS 39565-7849
Document Number	002022/830
Book / Page	2022 / 830
Instrument Date	May 7, 2021
Instrument	202111828
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13232 JIM RAMSAY RD, OCEAN SPRINGS, MS 39565-7849

Mortgage

Document Number	0202111829
Date	May 7, 2021
Instrument	202111829

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13232 Jim Ramsay Rd was $2,649 with a homeowner's exemption, up 6% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,649.00 (+6%) Homeowner's exemption	$24,822 (+6.43%) Land $5,118 Building $19,704	$248,215 (+6.43%) Land $51,180 Building $197,035
2024	$2,499.00 (+0.64%) Homeowner's exemption	$23,322 (-) Land $4,988 Building $18,334	$233,218 (-) Land $49,880 Building $183,338
2023	$2,483.00 (+2.6%) Homeowner's exemption	$23,322 (-) Land $4,988 Building $18,334	$233,218 (-) Land $49,880 Building $183,338
2022	$2,420.00 Homeowner's exemption	$23,322 Land $4,988 Building $18,334	$233,218 Land $49,880 Building $183,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13232 Jim Ramsay Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13232 Jim Ramsay Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 96% of Mississippi
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Singing River Connect Fiber	2,000 / 2,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jim Ramsay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures