13232 Cuyamaca Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 13232 Cuyamaca Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,496 sqft · built 2000
Lot Size	0.484 acres (21,100 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Oct 2009)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3088-501-18-0000`

Property Details

APN / Parcel Number

Primary APN	`3088-501-18-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	1,455 sqft
2nd Floor Area	1,041 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	21,100 sqft (0.484 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	21 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13232 CUYAMACA RD
City	APPLE VALLEY
State	CA
Zip	92308-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8476 LOT 697
Legal Subdivision	TRACT NO 8476
Legal Tract	8476
Legal Block	1
Legal Lot Number	697
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1005
Census Tract	9725

Owner

13232 Cuyamaca Rd is owned and occupied by an individual who acquired it in May 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARROWHEAD CU
Nov 22, 2017	Deed of Trust, Mortgage MOUNTAIN WEST FINANCIAL INC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO
May 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 3, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2009 · Amount on File
Deed Sale	Oct 2, 2009 · Amount on File
Prior Sale	Jan 2, 2008 · Amount on File
Deed Document Number	2009435015
Last Transfer Date	May 16, 2019
Transfer Doc	0000166970
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003

Mortgage

Document Number	0000295739
Date	Aug 29, 2022
Instrument	2022-0295739

Lender

Name	ARROWHEAD CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91729

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 29, 2042

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000499646
Date	Nov 22, 2017
Instrument	2017-0499646

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003

Mortgage

Document Number	0000366709
Date	Sep 28, 2020
Instrument	2020-0366709

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 23, 2019
Property Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003
Document Number	0000166970
Map Reference	MB 124 PG 47-63
Instrument Date	May 16, 2019
Instrument	2019-0166970
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003

Mortgage

Document Number	0000166971
Date	May 23, 2019
Instrument	2019-0166971

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 3, 2018
Property Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003
Document Number	0000363732
Map Reference	MB 124 PG 47-63
Instrument Date	Sep 14, 2018
Instrument	2018-0363732
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13232 CUYAMACA RD, APPLE VALLEY, CA 92308-6003

Mortgage

Document Number	0000363733
Date	Oct 3, 2018
Instrument	2018-0363733

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13232 Cuyamaca Rd was $2,912 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$254,116 (+2%) Land $65,833 Building $188,283
2025	$2,912.00 Homeowner's exemption	$249,133 Land $64,542 Building $184,591
2023	$2,802.00 (+1.6%) Homeowner's exemption	$239,459 Land $62,035 Building $177,424
2022	$2,758.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13232 Cuyamaca Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13232 Cuyamaca Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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