13231 Lancaster Rd, Oakdale, CA 95361 Property Records

Stanislaus County property record for 13231 Lancaster Rd, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,500 sqft · built 1970
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Trust Names on File
Last Sale	$390,000 (Dec 2002)
Tax Bill	$6,620 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-012-012-000`

Property Details

APN / Parcel Number

Primary APN	`010-012-012-000`
Alternative APNs	`0101212000` `0101212`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Lot Area	196,020 sqft
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13231 LANCASTER RD
City	OAKDALE
State	CA
Zip	95361-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	MAP H1 00004
Legal Subdivision	7-78, PARCEL MAP
Legal Block	3
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	3
Census Block	3006
Census Tract	102

Owner

13231 Lancaster Rd is owner-occupied and held in a trust since July 2023.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13231 LANCASTER RD, OAKDALE, CA 95361-9528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit NEXA MORTGAGE LLC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2002 · Amount on File
Deed Sale	Dec 17, 2002 · Amount on File
Prior Sale	Sep 21, 1999 · Amount on File
Deed Document Number	2002165653
Last Transfer Date	Jul 21, 2023
Transfer Doc	0000037564
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	13231 LANCASTER RD, OAKDALE, CA 95361-9528
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13231 LANCASTER RD, OAKDALE, CA 95361-9528

Mortgage

Document Number	0000057225
Date	Nov 19, 2025
Instrument	2025-0057225

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 18, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	13231 LANCASTER RD, OAKDALE, CA 95361-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13231 LANCASER RD, OAKDALE, CA 95361-9528

Mortgage

Document Number	0000077057
Date	Oct 6, 2020
Instrument	2020-0077057

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	CLARKSBORO, NJ 08020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 13231 Lancaster Rd was $6,620 with a homeowner's exemption, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,620.00 (+1.1%) Homeowner's exemption	$576,128 (+2%) Land $392,953 Building $183,175
2025	$6,548.00 Homeowner's exemption	$564,833 Land $385,249 Building $179,584
2023	$6,098.00 (+1.65%) Homeowner's exemption	$542,902 Land $370,291 Building $172,611
2022	$5,999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13231 Lancaster Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13231 Lancaster Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
ezWave Fixed Wireless	55 / 10

May also be available: Ayera Technologies, Cal.net, Verizon.

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