13230 Independence Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13230 Independence Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,276 sqft · built 1979
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,300 (Jul 2018)
Tax Bill	$3,988 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-010836`

Property Details

APN / Parcel Number

Primary APN	`23-010836`
Alternative APN	`010836`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,276 sqft Total Area
Basement Area	957 sqft
Finished Basement	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	300 ft deep x 156 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Slab
Porch Area	340 sqft
Deck Area	280 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	010836
Street Address	13230 INDEPENDENCE RD
City	CLEAR SPRING
State	MD
Zip	21722-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	156.89X300 L 10 SE 1 13230 INDEPENDENCE RD MCMULLEN & GRAVES FARM
Legal Subdivision	MCMULLAN GRAVES FARM
Legal Lot Number	10
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1024
Census Tract	11700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13230 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Jul 12, 2018	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Book / Page	5790 / 1
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13230 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1527
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071210265
Date	Oct 7, 2022
Book Page	7121/265

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13230 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1527
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065090203
Date	Feb 8, 2021
Book Page	6509/203

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 12, 2018
Property Address	13230 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1527
Document Number	0057900001
Book / Page	005790 / 000001
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	EXCALIBUR TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13230 INDEPENDENCE RD CLEAR SPRING MD 217221527, CLEAR SPRING, MD 21722-1527

Mortgage

Document Number	57900008
Date	Jul 12, 2018
Book Page	005790/000008

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,988.00 (+11.61%)	$379,400 (+11.82%) Land $65,700 Building $313,700	$379,400 (-) Land $65,700 Building $313,700
2025	$3,573.00 (+32.63%)	$339,300 (+30.95%)	$379,400 (+46.43%) Land $65,700 Building $313,700
2023	$2,694.00	$259,100 Land $55,700 Building $203,400	$259,100 Land $55,700 Building $203,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50

May also be available: Verizon.

Nearby Properties on Independence Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures