1323 S Owl Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1323 S Owl Dr, Gilbert, AZ 85296

Property Summary

Property Type	Condominium
Details	2 ba · 1,464 sqft · built 2005
Lot Size	0.018 acres (796 sqft)
Owner	Individual Name on File
Last Sale	$244,995 (Jan 2020)
Tax Bill	$950 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-29-696`

Property Details

APN / Parcel Number

Primary APN	`304-29-696`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	375 sqft
2nd Floor Area	760 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	796 sqft (0.018 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1323 S OWL DR
City	GILBERT
State	AZ
Zip	85296-8471
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4
Legal Description	GARDENS PARCEL 5 CONDOMINIUM AMD MCR 671-46 UNIT 133 (PLEASE NOTE: FOR LEGAL DESCRITION REFERENCES REGARDING THE PERCENTAGE O
Legal Range	06E
Legal Township	01S
Legal Section	24
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	GARDENS PARCEL 5 CONDOMINIUM AMD
Legal Lot Number	133
Legal Unit	133
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	814802

Owner

1323 S Owl Dr, a condominium, is owned and occupied by an individual who bought it in January 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	1323 S OWL DR, GILBERT, AZ 85296-8471
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK/JEFFERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on File
Deed Sale	Jan 30, 2020 · Amount on File
Prior Sale	Sep 25, 2015
Deed Document Number	20200082863
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1323 S OWL DR, GILBERT, AZ 85296-8471
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 S OWL DR, GILBERT, AZ 85296-8471

Mortgage

Document Number	0000028542
Date	Jan 10, 2022
Instrument	20220028542

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1323 S OWL DR, GILBERT, AZ 85296-8471
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 S OWL DR, GILBERT, AZ 85296-8471

Mortgage

Document Number	0000896523
Date	Aug 19, 2021
Instrument	20210896523

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 30, 2020
Property Address	1323 S OWL DR, GILBERT, AZ 85296-8471
Document Number	0000082863
Map Reference	MB 671 PG 46
Instrument Date	Jan 28, 2020
Instrument	20200082863
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	JET CLOSING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	890 W ELLIOT RD # RD101, 890, GILBERT, AZ 85233-5102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 S OWL DR, GILBERT, AZ 85296-8471

Mortgage

Document Number	0000082864
Date	Jan 30, 2020
Instrument	20200082864

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1323 S OWL DR, GILBERT, AZ 85296-8471
Document Number	0000229416
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	225 N SKI CT GILBERT AZ 852334705, GILBERT, AZ 85233-4705

Mortgage

Document Number	0000229416
Date	Mar 28, 2018
Instrument	229416

Lender

Name	FIRSTBANK/JEFFERSON
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1323 S Owl Dr was $950.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,400	$314,000 Land $62,800 Building $251,200
2025	$950.00
2024		$33,310	$333,100 Land $66,600 Building $266,500
2023	$1,020.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1323 S Owl Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1323 S Owl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon.

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