Montgomery County property record for 1323 Ronald St, Vandalia, OH 45377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,176 sqft · built 1978 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,558 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B02 00815 0023 |
| Primary APN | B02 00815 0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Basement |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1323 RONALD ST |
|---|---|
| City | VANDALIA |
| State | OH |
| Zip | 45377-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 56 COREY SUBD SEC 4 |
| Legal Subdivision | COREY SUBD SEC 4 |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | VANDALIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 115012 |
1323 Ronald St is owned and occupied by two individuals.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1323 RONALD ST, VANDALIA, OH 45377-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1323 RONALD ST, VANDALIA, OH 45377-1706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037985 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022-00037985 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1323 RONALD ST, VANDALIA, OH 45377-1706 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 0000085569 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021-00085569 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1323 RONALD ST, VANDALIA, OH 45377-1706 |
| Document Number | 0000070276 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1323 RONALD ST VANDALIA OH 453771706, VANDALIA, OH 45377-1706 |
| Document Number | 0000070276 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 70276 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 18, 2035 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Vandalia City |
| Unified School District | Vandalia-Butler City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,240 Land $15,600 Building $50,640 | ||
| 2024 | $3,558.00 (+2.92%) | ||
| 2023 | $3,457.00 (+11.55%) | $66,240 (+38%) Land $15,600 Building $50,640 | $189,260 Land $44,580 Building $144,680 |
| 2022 | $3,099.00 | $48,000 Land $11,310 Building $36,690 | |
| 2020 | $137,140 Land $32,300 Building $104,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1323 Ronald St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1323 Ronald St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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