1323 Overlea Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 1323 Overlea Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 1973
Lot Size	0.201 acres (8,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,400 (Feb 2020)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-6479-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-6479-7`
Alternative APNs	`25-28-15-00894-000-1940` `281525008940001940` `152825008940001940` `R266442`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,445 sqft
Flooring	Carpet

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,734 sqft (0.201 acres)
Lot Dimensions	124 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R266442
Street Address	1323 OVERLEA DR
City	DUNEDIN
State	FL
Zip	34698-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBERLEA UNIT 4 LOT 194
Legal Range	15E
Legal Township	28S
Legal Section	25
Legal Subdivision	AMBERLEA UNIT 4
Legal Tract	894
Legal Lot Number	194
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3005
Census Tract	26909

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 26, 2020	Quit Claim Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Sep 20, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	202064818
Deed Book / Page	20897 / 2023
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	0208972023
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748

Mortgage

Document Number	0225620759
Date	Sep 13, 2023
Book Page	22562/759
Instrument	2023235192

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748

Mortgage

Document Number	0217621386
Date	Oct 15, 2021
Book Page	21762/1386
Instrument	2021337596

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 26, 2020
Property Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748
Document Number	0208972023
Book / Page	20897 / 2023
Map Reference	MB 70 PG 84&85
Instrument Date	Dec 9, 2019
Instrument	2020064818
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	VANTAGE POINT TITLE

Transaction

Amount	Amount Recorded
Tax	$338.80
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748

Mortgage

Document Number	0208972027
Date	Feb 26, 2020
Instrument	20897/2027

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 20, 2018
Property Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748
Document Number	0202122434
Book / Page	20212 / 2434
Map Reference	MB 70 PG 84&85
Instrument Date	Sep 13, 2018
Instrument	2018302693
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 GULF VIEW BLVD, 2100, DUNEDIN, FL 34698-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748

Mortgage

Document Number	2018302694
Date	Sep 20, 2018
Instrument	2018302694

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2028

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1323 OVERLEA DR, DUNEDIN, FL 34698-4748
Document Number	0200141725
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1323 OVERLEA DR DUNEDIN FL 346984748, DUNEDIN, FL 34698-4748

Mortgage

Document Number	0200141725
Date	Apr 16, 2018
Book Page	020014/001725
Instrument	118004

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,562.00 (+5.82%) Homeowner's exemption	$300,706 (+5.99%)	$504,734 (+10.28%) Land $206,254 Building $298,480
2024	$4,311.00 (+1.58%)
2023	$4,244.00 (+2.86%) Homeowner's exemption	$283,719 (+3%)	$457,702 (+15.61%) Land $218,991 Building $238,711
2022	$4,126.00 Homeowner's exemption	$275,455	$395,902 Land $209,608 Building $186,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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