1323 N Central Ave, Baltimore, MD 21202 Property Records

Baltimore City property record for 1323 N Central Ave, Baltimore, MD 21202

Property Summary

Property Type	Single Family Home
Details	built 1915
Lot Size	0.039 acres (1,694 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2021)
Tax Bill	$16 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2021 Sale & Mortgage + 1 more
APN	`09-09-1148-012`

Property Details

APN / Parcel Number

Primary APN	`09-09-1148-012`
Alternative APNs	`091148 012` `1148-012`

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Logs
Lot Area	1,694 sqft (0.039 acres)
Lot Dimensions	95 ft deep x 17.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	091148 012
Street Address	1323 N CENTRAL AVE
City	BALTIMORE
State	MD
Zip	21202-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	17-10X95
Legal Subdivision	CEDARHURST HEIGHTS
Legal Block	1148
Legal Lot Number	12
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1020
Census Tract	90900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Baltimore Historic District, Old listed 2006 · 2,773 contributing resources · NRIS 06001175

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1323 N Central Ave is owned and occupied by two individuals who bought it in November 2021.

Source: Baltimore City records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1323 N CENTRAL AVE, BALTIMORE, MD 21202-5619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Nov 16, 2021	Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Jun 29, 2020	Grant Deed, Transfer SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Nov 15, 2021 · Amount on File
Deed Book / Page	23887 / 127
Transfer Doc	FMC112620259
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	1323 N CENTRAL AVE, BALTIMORE, MD 21202-5619
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 N CENTRAL AVE, BALTIMORE, MD 21202-5619

Mortgage

Document Number	0259290219
Date	May 25, 2023
Book Page	25929/219

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	295 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	10.9%
Index	Other
Max Rate	13.9%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Nov 16, 2021
Property Address	1323 N CENTRAL AVE, BALTIMORE, MD 21202-5619
Document Number	0238870127
Book / Page	23887 / 127
Instrument Date	Aug 12, 2021
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0238870135
Date	Nov 16, 2021
Book Page	23887/135

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jun 29, 2020
Property Address	1323 N CENTRAL AVE, BALTIMORE, MD 21202-5619
Document Number	0221140272
Book / Page	022114 / 000272
Instrument Date	Mar 19, 2020
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$11.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 NARRAGANSETT AVE ANNAPOLIS MD 214034919, ANNAPOLIS, MD 21403-4919

Tax Assessment & Valuation

The 2025 property tax bill for 1323 N Central Ave was $16 with a homeowner's exemption, up 14.3% from the year before.

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16.00 (+14.29%) Homeowner's exemption	$260,000 Land $60,000 Building $200,000	$260,000 Land $60,000 Building $200,000
2024	$14.00 (-94.81%)
2023	$270.00 Homeowner's exemption	$94,000	$260,000 Land $60,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1323 N Central Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1323 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, T-Mobile.

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