Mecklenburg County property record for 1323 McLaughlin Dr, Charlotte, NC 28212
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,838 sqft · built 1975 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Dec 2020) |
| Tax Bill | $3,580 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-223-15 |
| Primary APN | 189-223-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 1,838 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1323 MCLAUGHLIN DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28212-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L15 B11 M17-265 |
| Legal Subdivision | MCCLINTOCK WOODS |
| Legal Block | 11 |
| Legal Lot Number | 15 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1914 |
1323 McLaughlin Dr is owned and occupied by an individual who bought it in December 2020.
Source: Mecklenburg County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1323 MCLAUGHLIN DR, CHARLOTTE, NC 28212-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 23, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Prior Sale | Aug 23, 2019 · Amount on File |
| Deed Document Number | 2020210206 |
| Deed Book / Page | 35420 / 887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1323 MCLAUGHLIN DR, CHARLOTTE, NC 28212-6812 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1323 MCLAUGHLIN DR, CHARLOTTE, NC 28212-6812 |
| Document Number | 0000016708 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 37022/967 |
| Instrument | 2022016708 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RIDGEVILLE, SC 29472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 11, 2020 |
| Property Address | 1323 MCLAUGHLIN DR, CHARLOTTE, NC 28212-6812 |
| Document Number | 0000210206 |
| Book / Page | 35420 / 887 |
| Map Reference | MB 17 PG 265 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 2020210206 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | CITY OF OAKS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1904 LAUREL HILL DR, 1904, WAXHAW, NC 28173-0214 |
| Name | Verified Name |
|---|---|
| Address | 1323 MCLAUGHLIN DR, CHARLOTTE, NC 28212-6812 |
| Document Number | 0000210207 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020210207 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 23, 2019 |
| Property Address | 1323 MCLAUGHLIN DR, CHARLOTTE, NC 28212-6812 |
| Document Number | 0000110342 |
| Book / Page | 033785 / 000603 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 110342 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $475.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1904 LAUREL HILL DR WAXHAW NC 281730214, WAXHAW, NC 28173-0214 |
The 2025 property tax bill for 1323 McLaughlin Dr was $3,580.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,580.00 | $444,200 Land $85,000 Building $359,200 | $444,200 Land $85,000 Building $359,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1323 McLaughlin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1323 McLaughlin Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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