1323 M St NE, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1323 M St NE, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Jul 2025)
Tax Bill	$1,124 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09188006012Z009`

Property Details

APN / Parcel Number

Primary APN	`09188006012Z009`
Alternative APNs	`41190762` `145421` `174692` `186239`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Effective Year Built	Effective 1975
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Area	528 sqft
Storage Building	Storage Building

Location & Zoning

Account Number	186239
Street Address	1323 M ST NE
City	BRAINERD
State	MN
Zip	56401-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 6 & ALSO THE N. 7 FT OF THE ADJACENT VACATED M STREET
Legal Range	30W
Legal Township	45N
Legal Section	19
Legal Subdivision	ST. PAUL ADDITION TO THE CITY OF
Legal Block	6
Legal Lot Number	12
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1068
Census Tract	951000

Owner

1323 M St NE is owned and occupied by two individuals who bought it in July 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1323 M ST NE, BRAINERD, MN 56401-2337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Prior Sale	Sep 12, 2024 · Amount on File
Deed Document Number	20251011993
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jul 17, 2025
Property Address	1323 M ST NE, BRAINERD, MN 56401-2337
Document Number	0001011993
Instrument Date	Jun 26, 2025
Instrument	1011993
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1323 M ST NE, BRAINERD, MN 56401-2337

Mortgage

Document Number	0001011994
Date	Jul 17, 2025
Instrument	1011994

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 1323 M St NE was $1,124 with a homeowner's exemption, up 1.8% from the year before.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,124.00 (+1.81%) Homeowner's exemption	$148,300 (+9.29%) Land $46,000 Building $102,300	$148,300 (+9.29%) Land $46,000 Building $102,300
2025	$1,104.00 Homeowner's exemption	$135,700 Land $45,200 Building $90,500	$135,700 Land $45,200 Building $90,500
2023	$632.00	$124,900 Land $42,200 Building $82,700	$124,900 Land $42,200 Building $82,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1323 M St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1323 M St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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