1323 Keyser Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1323 Keyser Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1991
Lot Size	1.13 acres (49,658 sqft)
Owner	Individual Name on File
Tax Bill	$4,590 (2025)
Deeds & Mortgages	Jun 2026 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-341-27-00`

Property Details

APN / Parcel Number

Primary APN	`282-341-27-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	49,658 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1323 KEYSER RD
City	RAMONA
State	CA
Zip	92065-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 3 TR PM14991
Legal Subdivision	PARCEL MAP NO14991
Legal Tract	14991
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2004
Census Tract	20806

Owner

Source: San Diego County records · APN 282-341-27-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1323 KEYES RD, RAMONA, CA 92065-2924
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2026	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2015
Deed Sale	Sep 04, 2015
Prior Sale	Aug 14, 2012 · Amount on Record
Deed Document Number	2015472081
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	0000472081
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 02, 2026
Property Address	1323 KEYSER RD, RAMONA, CA 92065-3316
Document Number	0000157710
Instrument Date	Feb 12, 2026
Instrument	2026157710
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1323 KEYSER RD, RAMONA, CA 92065-3316
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 KEYSER RD, RAMONA, CA 92065-3316

Mortgage

Document Number	0000643542
Date	Sep 10, 2021
Instrument	2021-0643542

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1323 KEYSER RD, RAMONA, CA 92065-3316
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000334487
Date	Jul 25, 2017
Instrument	2017-0334487

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1323 KEYSER RD, RAMONA, CA 92065-3316
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369636
Date	Aug 28, 2019
Instrument	2019-0369636

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1323 KEYSER RD, RAMONA, CA 92065-3316
Document Number	0000586399
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 09, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1323 KEYSER RD RAMONA CA 920653316, RAMONA, CA 92065-3316

Mortgage

Document Number	0000586399
Date	Sep 30, 2020
Instrument	586399

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$420,765 (+2%) Land $125,600 Building $295,165
2025	$4,590.00 (+8.82%)	$412,516 (+4.04%) Land $123,138 Building $289,378
2023	$4,218.00 (-2.9%)	$396,499 Land $118,357 Building $278,142
2022	$4,344.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016, rainfall accumulation

Wildfire

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	About 1 in 178 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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