1323 Keck Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1323 Keck Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,743 sqft · built 2017
Lot Size	0.43 acres (1,890 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Sep 2026)
Tax Bill	$12,416 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-317-38-00`

Property Details

APN / Parcel Number

Primary APN	`644-317-38-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,743 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	1,890 sqft (0.43 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1323 KECK RD
City	CHULA VISTA
State	CA
Zip	91913-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC15RM2
Legal Description	LOT 38 TR 016167
Legal Subdivision	CHULA VISTA #12-05 OTAY RANCH
Legal Tract	016167
Legal Block	3
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3035
Census Tract	13317

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1323 KECK RD, CHULA VISTA, CA 91913-3294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 21, 2023	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Dec 22, 2017	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Jul 21, 2023 · Amount on File
Deed Document Number	2026281396
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2026
Property Address	1323 KECK RD, CHULA VISTA, CA 91913-3294
Document Number	0000281396
Instrument Date	Aug 21, 2026
Instrument	2026281396
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,435.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1323 KECK RD, CHULA VISTA, CA 91913-3294

Mortgage

Document Number	0000281397,
Date	Sep 28, 2026
Instrument	2026281397

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2023
Property Address	1323 KECK RD, CHULA VISTA, CA 91913-3294
Document Number	0000194777
Map Reference	MAP 16167
Instrument Date	Jul 6, 2023
Instrument	2023-0194777
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1323 KECK RD, CHULA VISTA, CA 91913-3294

Mortgage

Document Number	0000194778
Date	Jul 21, 2023
Instrument	2023-0194778

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1323 KECK RD, CHULA VISTA, CA 91913-3294
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 KECK RD, CHULA VISTA, CA 91913-3294

Mortgage

Document Number	0000694308
Date	Oct 5, 2021
Instrument	2021-0694308

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2017
Property Address	1323 KECK RD, CHULA VISTA, CA 91913-3294
Document Number	0000605305
Map Reference	MAP16167
Instrument Date	Sep 8, 2017
Instrument	2017-0605305
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 KECK RD, CHULA VISTA, CA 91913-3294

Mortgage

Document Number	0000605306
Date	Dec 22, 2017
Instrument	2017-0605306

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,512 (+2%) Land $478,584 Building $332,928
2025	$12,416.00 (+52.59%) Homeowner's exemption	$795,600 (+65.75%) Land $469,200 Building $326,400
2023	$8,137.00 (+4.24%) Homeowner's exemption	$479,997 Land $196,855 Building $283,142
2022	$7,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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