Pike County property record for 1323 Howard Rd, Waverly, OH 45690
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,615 sqft · built 2020 |
| Lot Size | 2.23 acres (97,487 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,565 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-113802.0100 |
| Primary APN | 16-113802.0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,615 sqft Living Area |
| 1st Floor Area | 2,183 sqft |
| Basement Area | 704 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 97,487 sqft (2.23 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 583 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1323 HOWARD RD |
|---|---|
| City | WAVERLY |
| State | OH |
| Zip | 45690-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEE PEE TWP. VMS #2908 PRIOR VOL. 351 PG. 999 |
| Jurisdiction | PIKE OH |
| Township / Civil Division | PEE PEE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 952500 |
Source: Pike County records, as of April 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 261 SAINT ANNS LN, WAVERLY, OH 45690-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit OHIO VALLEY BANK |
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY |
| Oct 1, 2020 | Survivorship Deed, Transfer · Construction Mortgage THE OHIO VALLEY BANK COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE OH |
| Recording Date | Oct 1, 2026 |
| Property Address | 1323 HOWARD RD, WAVERLY, OH 45690-9408 |
| Document Number | 0000003021 |
| Book / Page | 422 / 671 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 20263021 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1323 HOWARD RD, WAVERLY, OH 45690-9408 |
| Document Number | 0000003021, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 422/671 |
| Instrument | 20263021 |
| Name | OHIO VALLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE OH |
| Property Address | 1323 HOWARD RD, WAVERLY, OH 45690-9408 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1323 HOWARD RD, WAVERLY, OH 45690-9408 |
| Document Number | 000378/949 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 378/949 |
| Instrument | 202200000806 |
| Name | THE OHIO VALLEY BANK COMPANY |
|---|---|
| Type | Bank |
| Address | WAVERLY, OH 45690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 14, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | PIKE OH |
| Recording Date | Oct 1, 2020 |
| Property Address | 1323 HOWARD RD, WAVERLY, OH 45690-9408 |
| Document Number | 00362/1312 |
| Book / Page | 362 / 1312 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 202000002763 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 261 SAINT ANNS LN, WAVERLY, OH 45690-1040 |
| Document Number | 202000002764 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 202000002764 |
| Name | THE OHIO VALLEY BANK COMPANY |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2050 |
Source: Pike County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Pike County |
| County Subdivision | Pee Pee Township |
| Unified School District | Waverly City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,565.00 (-6.75%) | $108,710 (-6.49%) Land $13,880 Building $94,830 | |
| 2024 | $3,823.00 (+28.33%) Homeowner's exemption | $116,250 (+28.23%) Land $13,880 Building $102,370 | |
| 2023 | $2,979.00 (+119.69%) Homeowner's exemption | $90,660 (+151.07%) Land $13,880 Building $76,780 | $310,580 (+201.01%) Land $39,650 Building $270,930 |
| 2022 | $1,356.00 Homeowner's exemption | $36,110 Land $13,700 Building $22,410 | |
| 2020 | $103,180 Land $39,140 Building $64,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2006–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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