1323 Gary St, Cheney, WA 99004 Property Records

Spokane County property record for 1323 Gary St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,932 sqft · built 1978
Lot Size	0.209 acres (9,090 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2025)
Tax Bill	$3,916 (2026)
Deeds & Mortgages	Jun 2023 Re-recorded Document Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13143.1109`

Property Details

APN / Parcel Number

Primary APN	`13143.1109`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	996 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,090 sqft (0.209 acres)
Lot Dimensions	101 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1323 GARY ST
City	CHENEY
State	WA
Zip	99004-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	VIEW ACRES 2ND L9 B1
Legal Range	41E
Legal Township	23N
Legal Section	14
Legal Subdivision	VIEW ACRES ADD 02
Legal Block	1
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	2
Census Block	2013
Census Tract	14002

Owner

1323 Gary St is owned and occupied by two individuals who bought it in April 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1323 GARY ST, CHENEY, WA 99004-1132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Re-recorded Document FIRST AMERICAN TITLE
Jun 16, 2023	Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Nov 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Prior Sale	Jun 16, 2023 · Amount on File
Deed Document Number	20257412338
Prior Transfer Date	Jun 20, 2023
Prior Transfer Doc	0007291214
Record Updated	Oct 29, 2026

June 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SPOKANE WA
Recording Date	Jun 20, 2023
Property Address	1323 GARY ST, CHENEY, WA 99004-1132
Document Number	0007291214
Map Reference	VOL 10 PG 9
Instrument Date	Jun 13, 2023
Instrument	7291214
Record Updated	Feb 23, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 GARY ST, CHENEY, WA 99004-1132

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 16, 2023
Property Address	1323 GARY ST, CHENEY, WA 99004-1132
Document Number	0007290837
Map Reference	VOL 10 PG 9
Instrument Date	Jun 13, 2023
Instrument	7290837
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 GARY ST, CHENEY, WA 99004-1132

Mortgage

Document Number	0007290838
Date	Jun 16, 2023
Instrument	7290838

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 28, 2018
Property Address	1323 GARY ST, CHENEY, WA 99004-1132
Document Number	0006764631
Instrument Date	Nov 6, 2018
Instrument	6764631
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1323 GARY ST CHENEY WA 990041132, CHENEY, WA 99004-1132

Tax Assessment & Valuation

The 2026 property tax bill for 1323 Gary St was $3,916, up 5.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,916.00 (+5.38%)	$366,900 (+4.38%) Land $80,000 Building $286,900	$366,900 (+4.38%) Land $80,000 Building $286,900
2025	$3,716.00 (+35.37%)	$351,500 (+25.76%) Land $75,000 Building $276,500	$351,500 (+25.76%) Land $75,000 Building $276,500
2024	$2,745.00 (+17.11%)	$279,500 (+40.38%) Land $75,000 Building $204,500	$279,500 (+40.38%) Land $75,000 Building $204,500
2023	$2,344.00 (+6.11%)	$199,100 (-) Land $40,000 Building $159,100	$199,100 (-) Land $40,000 Building $159,100
2022	$2,209.00	$199,100 Land $40,000 Building $159,100	$199,100 Land $40,000 Building $159,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1323 Gary St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1323 Gary St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: DCI.

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