1323 Flo Dr, Oregon, OH 43616 Property Records

Lucas County property record for 1323 Flo Dr, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,127 sqft · built 1973
Lot Size	1.04 acres (45,400 sqft)
Owner	Individual Name on File
Tax Bill	$4,628 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-90724`

Property Details

APN / Parcel Number

Primary APN	`44-90724`
Alternative APN	`24367001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,127 sqft Living Area
Gross Area	4,903 sqft
1st Floor Area	2,127 sqft
Basement Area	2,126 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Lot Area	45,400 sqft (1.04 acres)
Lot Dimensions	272 ft deep x 167 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	492 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1323 FLO DR
City	OREGON
State	OH
Zip	43616-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	KING ADDITION LOT 1
Legal Subdivision	KING ADDITION
Legal Tract	99
Legal Lot Number	1
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2008
Census Tract	9901

Owner

1323 Flo Dr is owned and occupied by an individual who acquired it in November 2019.

Source: Lucas County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	1323 FLO DR, OREGON, OH 43616-4119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CROGHAN COLONIAL BANK
Jun 12, 2024	Deed of Trust, Mortgage · Line of Credit THE CROGHAN COLONIAL BANK
Dec 17, 2019	Trustee's Deed, Construction Loan · Line of Credit CROGHAN COLONIAL BK
Nov 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 8, 2019
Transfer Doc	0000046933
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1323 FLO DR, OREGON, OH 43616-4119
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	BUCKEYE TITLE AGENCY INC, BUCKEYE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006302
Date	Feb 4, 2021
Instrument	202102040006302

Lender

Name	THE CROGHAN COLONIAL BANK
Type	Bank
Address	FREMONT, OH 43420

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1323 FLO DR, OREGON, OH 43616-4119
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 FLO DR, OREGON, OH 43616-4119

Mortgage

Document Number	0000018327
Date	Jun 12, 2024
Instrument	202406120018327

Lender

Name	THE CROGHAN COLONIAL BANK
Type	Bank
Address	OREGON, OH 43616

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 17, 2019
Property Address	1323 FLO DR, OREGON, OH 43616-4119
Instrument Date	Dec 12, 2019
Instrument	51810
Transaction Type	Construction Loan
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 FLO DR OREGON OH 436164119, OREGON, OH 43616-4119

Mortgage

Document Number	0000051810
Date	Dec 17, 2019
Instrument	51810

Lender

Name	CROGHAN COLONIAL BK
Type	Bank
Address	CURTICE, OH 43412

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 15, 2019
Property Address	1323 FLO DR, OREGON, OH 43616-4119
Document Number	0000046933
Instrument Date	Nov 8, 2019
Instrument	46933
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1323 FLO DR OREGON OH 436164119, OREGON, OH 43616-4119

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,295 (-) Land $17,010 Building $82,285	$283,700 (-) Land $48,600 Building $235,100
2024	$4,628.00 (-0.22%)	$99,295 (+22.18%) Land $17,010 Building $82,285	$283,700 Land $48,600 Building $235,100
2023	$4,638.00 (-0.64%)	$81,270 (-) Land $14,945 Building $66,325
2022	$4,668.00 Homeowner's exemption	$81,270 Land $14,945 Building $66,325
2021			$232,200 Land $42,700 Building $189,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1323 Flo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1323 Flo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, Spectrum.

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