1323 E 30th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1323 E 30th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1941
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Apr 2017)
Tax Bill	$433 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`156P A 041`

Property Details

APN / Parcel Number

Primary APN	`156P A 041`
Alternative APN	`0000094407`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	180 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000094407
Street Address	1323 E 30TH ST
City	CHATTANOOGA
State	TN
Zip	37407-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 360 PT 359 CLIFTON HILLS ADDN NO 2 PB8 PG36
Legal Subdivision	CLIFTON HILLS ADDN N
Legal Lot Number	360
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 3297, CHATTANOOGA, TN 37404-0297
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST VOLUNTEER BANK
Jan 8, 2020	Deed of Trust, Mortgage FIRST VOLUNTEER BK
Jan 17, 2020	Deed of Trust, Construction Loan · Line of Credit FIRST VOLUNTEER BK
Apr 11, 2017	Warranty Deed, Transfer KELTY TITLE AND ESCROW SERVICES INC, KELTY TITLE & ESCROW SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Jul 12, 2004 · Amount on Record
Deed Document Number	201793
Deed Book / Page	11021 / 498
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1323 E 30TH ST, CHATTANOOGA, TN 37407-1305
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000144
Date	Mar 20, 2026
Book Page	14234/367
Instrument	2026032000144

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	JACKSON, TN 38302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 19, 2028

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1323 E 30TH ST, CHATTANOOGA, TN 37407-1305
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000043
Date	May 11, 2017
Book Page	11046/766
Instrument	2017051100043

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 5, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1323 E 30TH ST, CHATTANOOGA, TN 37407-1305
Document Number	0117000103
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 OLIVE ST CHATTANOOGA TN 374062823, CHATTANOOGA, TN 37406-2823

Mortgage

Document Number	0117000103
Date	Jan 17, 2020
Book Page	011881/000765
Instrument	200117000103

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	131 S CEDAR AVE, SOUTH PITTSBURG, TN 37380-1123

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2025

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jan 17, 2020
Property Address	1323 E 30TH ST, CHATTANOOGA, TN 37407-1305
Document Number	0117000105
Book / Page	011881 / 000798
Instrument Date	Jan 8, 2020
Instrument	200117000105
Transaction Type	Construction Loan
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CENTURY DR ROSSVILLE GA 307414836, ROSSVILLE, GA 30741-4836

Mortgage

Document Number	117000105
Date	Jan 17, 2020
Book Page	011881/000798
Instrument	200117000105

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	SOUTH PITTSBURG, TN 37380

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 16, 2021

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 11, 2017
Property Address	1323 E 30TH ST, CHATTANOOGA, TN 37407-1305
Document Number	0000000093
Book / Page	011021 / 000498
Instrument Date	Apr 10, 2017
Instrument	93
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	KELTY TITLE AND ESCROW SERVICES INC, KELTY TITLE & ESCROW SVCS INC

Transaction

Amount	Amount Recorded
Tax	$203.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1323 E 30TH ST CHATTANOOGA TN 374071305, CHATTANOOGA, TN 37407-1305

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$433.00 (+24.07%)	$28,625 (+83.2%)	$114,500 (+83.2%) Land $35,000 Building $79,500
2024	$349.00	$15,625 (-)	$62,500 (-) Land $15,000 Building $47,500
2023	$349.00	$15,625 (-)	$62,500 (-) Land $15,000 Building $47,500
2022	$349.00	$15,625	$62,500 Land $15,000 Building $47,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	28 (1980–2012)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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