1323 Cypress Pl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1323 Cypress Pl, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,636 sqft · built 1979
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Sep 2020)
Tax Bill$3,336 (2025)
Deeds & MortgagesSep 2020 Second Mortgage
Oct 2012 Mortgage
+ 2 more
APN0281014000010

Property Details

APN / Parcel Number

Primary APN0281014000010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,636 sqft Living Area
1st Floor Area605 sqft
Upper Floors Area605 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area174 sqft

Exterior Amenities

PorchSlab
Porch Area44 sqft
Deck Area604 sqft
Patio Area326 sqft
Balcony Area66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1323 CYPRESS PL
CityCHESAPEAKE
StateVA
Zip23320-2707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description17 RESUB 17-20 CYPRESS PL PH 2 GRNBR ZN5 SEC B PAR
Legal SubdivisionCYPRESS,WHITE OAK,TURTLE ROCK,ASHLEY
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1006
Census Tract20812

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1323 CYPRESS PL, CHESAPEAKE, VA 23320-2707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MCLEAN MORTGAGE CORPORATION
Oct 30, 2012Deed of Trust, Mortgage · Conventional Mortgage
ALLY CAPITAL CORP
Sep 1, 2020Warranty Deed, Transfer · FHA Mortgage
MCLEAN MORTGAGE CORPORATION
Jun 28, 2007Warranty Deed, Transfer · Conventional Mortgage
USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleJun 28, 2007 · Amount on Record
Deed Document Number202030741
Deed Book / Page10210 / 1168
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1323 CYPRESS PL, CHESAPEAKE, VA 23320-2707
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10210/1187
DateSep 1, 2020
Book Page10210/1187
Instrument200030743
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1323 CYPRESS PL, CHESAPEAKE, VA 23320-2707
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008862/723
DateOct 30, 2012
Book Page8862/723
Lender
NameALLY CAPITAL CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2042
Interest
Rate TypeFixed Rate
Rate4.75%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 1, 2020
Property Address1323 CYPRESS PL, CHESAPEAKE, VA 23320-2707
Document Number10210/1168
Book / Page10210 / 1168
Instrument DateAug 21, 2020
Instrument200030741
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1323 CYPRESS PL, CHESAPEAKE, VA 23320-2707

Mortgage

Document Number200030742
DateSep 1, 2020
Instrument200030742
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 28, 2007
Property Address1323 CYPRESS PL, CHESAPEAKE, VA 23320-2707
Document Number007140/631
Book / Page7140 / 631
Instrument DateJun 8, 2007
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007140635
DateJun 28, 2007
Instrument7140/635
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,400 (+5.78%) Land $165,000 Building $184,400$349,400 (+5.78%) Land $165,000 Building $184,400
2025$3,336.00 (+30.77%)$330,300 (+10.17%) Land $155,000 Building $175,300$330,300 (+10.17%) Land $155,000 Building $175,300
2023$299,800 (+4.75%) Land $120,000 Building $179,800$299,800 (+4.75%) Land $120,000 Building $179,800
2022$286,200 Land $105,000 Building $181,200$286,200 Land $105,000 Building $181,200
2019$2,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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