Osceola County property record for 1323 Carolina Ave, Saint Cloud, FL 34769
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1910 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Apr 2022 Document |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0236-0130 |
| Primary APN | 01-26-30-0001-0236-0130 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 648 sqft |
| Upper Floors Area | 360 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|
| Street Address | 1323 CAROLINA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4611 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | SHB |
| Legal Description | ST CLOUD PB B PG 34 BLK 236 LOTS 13-15 12/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 236 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 43500 |
1323 Carolina Ave, commercial vacant land, is owned by an individual who acquired it in December 2021.
Source: Osceola County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2377 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 16, 2021 |
| Transfer Doc | 0061991213 |
| Record Updated | Sep 20, 2026 |
| Jurisdiction | OSCEOLA FL |
|---|---|
| Recording Date | Apr 22, 2022 |
| Property Address | 1323 CAROLINA AVE, SAINT CLOUD, FL 34769-4611 |
| Document Number | 0061991213 |
| Book / Page | 6199 / 1213 |
| Map Reference | MB B PG 34 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2022063970 |
| Record Updated | May 5, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 119 PIEDMONT DR, 119, SENOIA, GA 30276-1926 |
| Name | Verified Name |
|---|---|
| Address | 10 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2377 |
The 2025 property tax bill for 1323 Carolina Ave was $1,856, up 10.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,856.00 (+10.87%) | $121,400 Land $121,400 | $121,400 Land $121,400 |
| 2024 | $1,674.00 (+9.06%) | ||
| 2023 | $1,535.00 (+13.28%) | $98,300 (+20.02%) Land $98,300 | $98,300 (+20.02%) Land $98,300 |
| 2022 | $1,355.00 | $81,900 Land $81,900 | $81,900 Land $81,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1323 Carolina Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1323 Carolina Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Blue Stream.
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