San Diego County property record for 1323 Bello Mar Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,312 sqft · built 1998 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,300,000 (Mar 2014) |
| Tax Bill | $30,971 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 216-500-07-00 |
| Primary APN | 216-500-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 4,312 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 33,977 sqft (0.78 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1323 BELLO MAR DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | LOT 7 TR 012918 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 012918 |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 17601 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1323 BELLO MAR DR, ENCINITAS, CA 92024-1290 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2014 · Amount on Record |
| Deed Sale | Mar 14, 2014 · Amount on Record |
| Prior Sale | Jun 11, 2009 · Amount on Record |
| Deed Document Number | 2014102674 |
| Prior Transfer Date | Mar 5, 2012 |
| Prior Transfer Doc | 0000159457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1323 BELLO MAR DR, ENCINITAS, CA 92024-1290 |
| Document Number | 0000250178 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1323 BELLO MAR DR ENCINITAS CA 920241290, ENCINITAS, CA 92024-1290 |
| Document Number | 0000250178 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 250178 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,875,865 (+2%) Land $1,750,528 Building $1,125,337 | |
| 2025 | $30,971.00 (+6.41%) Homeowner's exemption | $2,819,476 (+4.04%) Land $1,716,204 Building $1,103,272 |
| 2023 | $29,104.00 (+2.14%) Homeowner's exemption | $2,709,994 Land $1,649,562 Building $1,060,432 |
| 2022 | $28,495.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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