13228 Moonlight Trail Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13228 Moonlight Trail Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,924 sqft · built 2010
Lot Size	0.161 acres (7,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$798,560 (Mar 2011)
Tax Bill	$11,047 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-03666457`

Property Details

APN / Parcel Number

Primary APN	`13-03666457`
Alternative APN	`03666457`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,924 sqft Living Area
Gross Area	7,344 sqft
1st Floor Area	2,487 sqft
Basement Area	1,950 sqft
Finished Basement	1,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,030 sqft (0.161 acres)
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	400 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03666457
Street Address	13228 MOONLIGHT TRAIL DR
City	SILVER SPRING
State	MD
Zip	20906-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POPLAR RUN
Legal Subdivision	POPLAR RUN
Legal Block	K
Legal Lot Number	61
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2024
Census Tract	703223

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13228 MOONLIGHT TRAIL DR, SILVER SPRING, MD 20906-6712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2011 · Amount on Record
Deed Sale	Mar 23, 2011 · Amount on Record
Prior Sale	Mar 23, 2011 · Amount on Record
Deed Book / Page	41345 / 1
Last Transfer Date	May 31, 2024
Transfer Doc	0680640102
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13228 MOONLIGHT TRAIL DR, SILVER SPRING, MD 20906-6712
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13228 MOONLIGHT TRAIL DR, SILVER SPRING, MD 20906-6712

Mortgage

Document Number	0626430444
Date	Apr 19, 2021
Book Page	62643/444

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2046

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13228 MOONLIGHT TRAIL DR, SILVER SPRING, MD 20906-6712
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13228 MOONLIGHT TRAIL DR, SILVER SPRING, MD 20906-6712

Mortgage

Document Number	0649110241
Date	Dec 28, 2021
Book Page	64911/241

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,017,600 (+5.71%)	$1,127,600 (+17.14%) Land $266,600 Building $861,000
2025	$11,047.00 (-1.52%)	$962,600 (+8.51%) Land $266,600 Building $696,000	$962,600 (-) Land $266,600 Building $696,000
2024	$11,217.00 (+21.84%)
2023		$887,067	$962,600 Land $266,600 Building $696,000
2022	$9,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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