13225 Osterport Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13225 Osterport Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,938 sqft · built 1986
Lot Size	0.239 acres (10,391 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Nov 2023)
Tax Bill	$7,745 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02546024`

Property Details

APN / Parcel Number

Primary APN	`13-02546024`
Alternative APN	`02546024`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,938 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	1,220 sqft
Basement Area	898 sqft
Finished Basement	898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,391 sqft (0.239 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02546024
Street Address	13225 OSTERPORT DR
City	SILVER SPRING
State	MD
Zip	20906-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	TIVOLI
Legal Subdivision	TIVOLI
Legal Block	A
Legal Lot Number	46
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2000
Census Tract	703222

Owner

13225 Osterport Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13225 OSTERPORT DR, SILVER SPRING, MD 20906-5912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Nov 17, 2023	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Apr 19, 2004
Deed Book / Page	67553 / 133
Transfer Doc	0271140757
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 4, 2026
Property Address	13225 OSTERPORT DR, SILVER SPRING, MD 20906-5912
Document Number	7056000243
Book / Page	70567 / 243
Instrument Date	May 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13225 OSTERPORT DR, SILVER SPRING, MD 20906-5912

Mortgage

Document Number	7056000243,
Date	Jun 4, 2026
Book Page	70567/243

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 17, 2023
Property Address	13225 OSTERPORT DR, SILVER SPRING, MD 20906-5912
Document Number	0675530133
Book / Page	67553 / 133
Map Reference	MB 134 PL 15498
Instrument Date	Nov 9, 2023
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	TITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13225 OSTERPORT DR, SILVER SPRING, MD 20906-5912

Mortgage

Document Number	0067553142
Date	Nov 17, 2023
Instrument	67553/142

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 13225 Osterport Dr was $7,745, up 8.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,733 (+5.38%)	$715,000 (+16.15%) Land $178,800 Building $536,200
2025	$7,745.00 (+8.7%)	$615,600 Land $178,800 Building $436,800	$615,600 Land $178,800 Building $436,800
2024	$7,125.00
2023		$523,067	$615,600 Land $178,800 Building $436,800
2022	$5,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13225 Osterport Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13225 Osterport Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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