13221 Shellmore Ave, Palmetto, FL 34221 Property Records

Manatee County property record for 13221 Shellmore Ave, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	built 2025
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`5896-0190-9`

Property Details

APN / Parcel Number

Primary APN	`5896-0190-9`

Exterior

Year Built	Built 2025
Lot Area	6,000 sqft (0.138 acres)

Location & Zoning

Street Address	13221 SHELLMORE AVE
City	PALMETTO
State	FL
Zip	34221-5461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 167 COVE AT COASTERRA PH IIIB IVA & IVB PI#5896.0190/9
Legal Subdivision	COVE AT COASTERRA PH IIIB, IVA AND IVB
Legal Lot Number	167
Jurisdiction	MANATEE FL

Owner

13221 Shellmore Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Manatee County records, as of May 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13221 SHELLMORE AVE, PALMETTO, FL 34221-5461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Deed Document Number	202644897
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 21, 2026
Property Address	13221 SHELLMORE AVE, PALMETTO, FL 34221-5461
Document Number	0000044897
Instrument Date	Apr 17, 2026
Instrument	2026.44897
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13221 SHELLMORE AVE, PALMETTO, FL 34221-5461

Mortgage

Document Number	0000044898,
Date	Apr 21, 2026
Instrument	2026..44898

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Flood

FEMA maps place 13221 Shellmore Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13221 Shellmore Ave is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20