13220 White Birch Ter, Davidson, NC 28036 Property Records

Mecklenburg County property record for 13220 White Birch Ter, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,920 sqft · built 1992
Lot Size	0.884 acres (38,544 sqft)
Owner	Individual Name on File
Last Sale	$406,000 (Jul 2007)
Tax Bill	$4,582 (2023)
Deeds & Mortgages	Jul 2024 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-311-05`

Property Details

APN / Parcel Number

Primary APN	`007-311-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,920 sqft Heated Area
Gross Area	3,840 sqft
1st Floor Area	1,311 sqft
Upper Floors Area	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	38,544 sqft (0.884 acres)
Garage Area	618 sqft
Porch	Porch
Porch Area	306 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-311-05
Street Address	13220 WHITE BIRCH TER
City	DAVIDSON
State	NC
Zip	28036-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NE
Legal Description	L17 M22-187
Legal Subdivision	PAGES POND
Legal Lot Number	17
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3025
Census Tract	6404

Owner

13220 White Birch Ter is owned and occupied by an individual who bought it in July 2007.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13220 WHITE BIRCH TER, DAVIDSON, NC 28036-8047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2007 · Amount on File
Deed Sale	Jul 12, 2007 · Amount on File
Prior Sale	Jul 15, 2004 · Amount on File
Deed Document Number	0022516160
Deed Book / Page	22516 / 160
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13220 WHITE BIRCH TER, DAVIDSON, NC 28036-8047
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13220 WHITE BIRCH TER, DAVIDSON, NC 28036-8047
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070257
Date	Jul 29, 2024
Book Page	38969/796
Instrument	2024070257

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year CMT
Max Rate	12%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13220 WHITE BIRCH TER, DAVIDSON, NC 28036-8047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075117
Date	May 27, 2020
Book Page	34613/721
Instrument	2020075117

Lender

Name	NATIONAL BANK
Type	Bank
Address	HAMPTON, VA 23663

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	13220 WHITE BIRCH TER, DAVIDSON, NC 28036-8047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101317
Date	Jul 7, 2020
Book Page	34773/717
Instrument	2020101317

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SOUTHPORT, NC 28461

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 13220 White Birch Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13220 White Birch Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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