13220 207th St, Sturgis, SD 57785 Property Records

Meade County property record for 13220 207th St, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Lot Size	19.9 acres (869,414 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.65.03`

Property Details

APN / Parcel Number

Primary APN	`17.65.03`

Exterior

Lot Area	869,414 sqft (19.9 acres)

Location & Zoning

Street Address	13220 207TH ST
City	STURGIS
State	SD
Zip	57785-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR SPECIALS: HORSESHOE FLATS SUB TRACT 3
Legal Range	06
Legal Township	05
Legal Section	09
Legal Subdivision	HORSESHOE FLATS SUB
Legal Tract	3
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	2
Census Block	2004
Census Tract	20302

Owner

Source: Meade County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13220 207TH ST, STURGIS, SD 57785-6607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN HILLS FCU
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN HILLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	13220 207TH ST, STURGIS, SD 57785-6607
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00964/1377
Date	Jul 5, 2022
Book Page	964/1377
Instrument	22004370

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2032

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	13220 207TH ST, STURGIS, SD 57785-6607
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00892/1182
Date	Aug 17, 2017
Book Page	892/1182
Instrument	17005137

Lender

Name	NORTHERN HILLS FCU
Type	Non-Lending Institution
Address	STURGIS, SD 57785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2022

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,670.00 (+1.59%) Additional exemption filed	$474,907 (+5%) Land $145,919 Building $328,988	$474,907 Land $145,919 Building $328,988
2024	$4,597.00
2023		$452,292 Land $138,970 Building $313,322
2022	$4,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 88% of South Dakota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR BUTTE VALLEY WATER private · serves 882 people · EPA ID SD4602334
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: AT&T, T-Mobile, Wisp West.

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