1322 W Central Rd, Mount Prospect, IL 60056 Property Records

Cook County property record for 1322 W Central Rd, Mount Prospect, IL 60056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,354 sqft · built 1936
Lot Size0.227 acres (9,880 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Apr 2022)
Tax Bill$6,395 (2023)
Deeds & MortgagesApr 2022 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-33-415-010

Property Details

APN / Parcel Number

Primary APN03-33-415-010
Alternative APN
  • 03-33-415-010-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,354 sqft Living Area
1st Floor Area1,354 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1937
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,880 sqft (0.227 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1322 W CENTRAL RD
CityMOUNT PROSPECT
StateIL
Zip60056-2226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range11E
Legal Township42N
Legal Section33
Legal SubdivisionKIRCHOFFS
Legal Lot NumberH
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group5
Census Block5011
Census Tract802802

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1322 W CENTRAL RD, MOUNT PROSPECT, IL 60056-2226
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEY MTG SVCS
Sep 13, 2018Grant Deed, Transfer · Conventional Mortgage
KEY MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2022 · Amount on Record
Deed SaleApr 11, 2022 · Amount on Record
Prior SaleApr 11, 2022 · Amount on Record
Deed Document Number20222210118213
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 11, 2022
Property Address1322 W CENTRAL RD, MOUNT PROSPECT, IL 60056-2226
Document Number0010118213
Map ReferenceMB 152 PG 15
Instrument DateApr 5, 2022
Instrument2210118213
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyNOT AVAILABLE, AFFINITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1322 W CENTRAL RD, MT PROSPECT, IL 60056-2226

Mortgage

Document Number0010118214
DateApr 11, 2022
Instrument2210118214
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate
Rate4.5%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1322 W CENTRAL RD, MOUNT PROSPECT, IL 60056-2226
Document Number2101504146
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 W CENTRAL RD MOUNT PROSPECT IL 600562226, MOUNT PROSPECT, IL 60056-2226

Mortgage

Document Number2101504146
DateJan 15, 2021
Instrument1504146
Lender
NameKEY MTG SVCS
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 14, 2036
Interest
Rate TypeFixed Rate
Rate3.37%

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateSep 13, 2018
Property Address1322 W CENTRAL RD, MOUNT PROSPECT, IL 60056-2226
Document Number1825612001
Instrument DateSep 10, 2018
Instrument25612001
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 N KENILWORTH AVE MOUNT PROSPECT IL 600562232, MOUNT PROSPECT, IL 60056-2232

Mortgage

Document Number1825612002
DateSep 13, 2018
Instrument25612002
Lender
NameKEY MTG SVCS
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 12, 2033
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityMount Prospect Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictMount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,500 (+5%) Land $11,856 Building $22,644$345,000 (+5%) Land $118,560 Building $226,440
2023$6,395.00 (+22.18%)
2022$5,234.00 Homeowner's exemption$23,000 Land $9,880 Building $13,120$230,000 Land $98,800 Building $131,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT PROSPECT
serves 41,000 people · EPA ID IL0311980
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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