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1322 State St, Dekalb, IL 60115 Property Records

DeKalb County property record for 1322 State St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 1875
Lot Size0.323 acres (14,086 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Mar 2024)
Tax Bill$4,075 (2024)
Deeds & MortgagesMar 2024 Mortgage
Aug 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN08-23-278-042

Property Details

APN / Parcel Number

Primary APN08-23-278-042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Exterior MaterialAluminum/Vinyl
Lot Area14,086 sqft (0.323 acres)
Lot Dimensions143 ft deep x 98.5 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0823278042
Street Address1322 STATE ST
CityDEKALB
StateIL
Zip60115-3547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 & W 23FT LOT 1 - BLK 14 - W L ELLWOODS ADDITION
Legal SubdivisionELLWOODS ADDITION
Legal Block14
Legal Lot Number2,1
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3016
Census Tract800

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1322 STATE ST, DEKALB, IL 60115-3547
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Aug 1, 2023Warranty Deed, Construction Loan · Construction Mortgage
REPUBLIC BANK OF CHICAGO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2024 · Amount on Record
Deed SaleMar 7, 2024 · Amount on Record
Prior SaleAug 1, 2023 · Amount on Record
Deed Document Number20241609
Last Transfer DateMar 26, 2025
Transfer Doc0000004488
Record UpdatedOct 29, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionDE KALB IL
Recording DateMar 7, 2024
Property Address1322 STATE ST, DEKALB, IL 60115-3547
Document Number0000001609
Map ReferenceMB B PG 114
Instrument DateOct 17, 2023
Instrument2024001609
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1322 STATE ST, DEKALB, IL 60115-3547

Mortgage

Document Number0000001610
DateMar 7, 2024
Instrument2024001610
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueDec 1, 2053
Interest
Rate7.49%

August 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateAug 1, 2023
Property Address1322 STATE ST, DEKALB, IL 60115-3547
Document Number0000005139
Map ReferenceMB B PG 114
Instrument DateJul 13, 2023
Instrument2023005139
Transaction TypeConstruction Loan
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36W995 RED GATE RD, ST CHARLES, IL 60175-6223

Mortgage

Document Number0000005140
DateAug 1, 2023
Instrument2023005140
Lender
NameREPUBLIC BANK OF CHICAGO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueJul 21, 2024

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,016 (+25.6%) Land $14,466 Building $41,550$168,048 (+25.6%) Land $43,398 Building $124,650
2024$4,075.00
2023$44,600 (+9.53%) Land $11,518 Building $33,082$133,800 (+9.53%) Land $34,554 Building $99,246
2022$40,720 Land $13,145 Building $27,575$122,160 Land $39,435 Building $82,725

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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