1322 River Ridge Dr, Collierville, TN 38017 Property Records

Shelby County property record for 1322 River Ridge Dr, Collierville, TN 38017

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 2,095 sqft · built 1999
Lot Size0.211 acres (9,170 sqft)
OwnerIndividual Name on File
Last Sale$167,900 (Aug 1999)
Tax Bill$1,475 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNC0-234D-G0-0020

Property Details

APN / Parcel Number

Primary APNC0-234D-G0-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,095 sqft Living Area
Gross Area2,515 sqft
1st Floor Area2,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Lot Area9,170 sqft (0.211 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1322 RIVER RIDGE DR
CityCOLLIERVILLE
StateTN
Zip38017-8215
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeR-2
Legal DescriptionES RIVER RIDGE DR SEE MAP D2-34DG
Legal SubdivisionRIVER RIDGE P.U.D PH 1
Legal Lot Number20
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group2
Census Block2034
Census Tract21541

Owner

1322 River Ridge Dr, a planned unit development, is owned and occupied by an individual who bought it in August 1999.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1322 RIVER RIDGE DR, COLLIERVILLE, TN 38017-8215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 1999 · Amount on File
Deed SaleAug 17, 1999 · Amount on File
Deed Document Number1999JR-0540
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1322 RIVER RIDGE DR, COLLIERVILLE, TN 38017-8215
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 RIVER RIDGE DR, COLLIERVILLE, TN 38017-8215

Mortgage

Document Number0024007002
DateJan 26, 2024
Instrument24007002
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1322 River Ridge Dr was $1,475.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityCollierville Town
Unified School DistrictCollierville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,475.00$91,075 Land $18,750 Building $72,325$364,300 Land $75,000 Building $289,300
2023$73,950 Land $10,075 Building $63,875
2022$3,778.00
2021$295,800 Land $40,300 Building $255,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1322 River Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1322 River Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIERVILLE WATER DEPT
serves 51,972 people · EPA ID TN0000126
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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