Cabarrus County property record for 1322 Ridgewood Dr, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1997 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $285,000 (Aug 2022) |
| Tax Bill | $1,931 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5612 02 9842 |
| Primary APN | 5612 02 9842 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,356 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 140 ft deep x 57 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Deck Area | 180 sqft |
| Patio Area | 100 sqft |
| Storage Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 163609 |
|---|---|
| Street Address | 1322 RIDGEWOOD DR |
| City | CONCORD |
| State | NC |
| Zip | 28027-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 9 HIDDEN VALLEY |
| Legal Subdivision | HIDDEN VALLEY |
| Legal Lot Number | 9 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 41100 |
1322 Ridgewood Dr is owned by a company that bought it in August 2022.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATHENE ANNUITY LIFE COMPANY |
| Jun 13, 2023 | Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 10, 2022 | Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Aug 9, 2022 | Correction Deed MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Jun 10, 2022 | Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on File |
| Deed Sale | Aug 10, 2022 · Amount on File |
| Prior Sale | Jun 10, 2022 · Amount on File |
| Deed Document Number | 202224490 |
| Deed Book / Page | 16152 / 189 |
| Prior Transfer Date | Sep 7, 2007 |
| Prior Transfer Doc | 0000779483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 12, 2026 |
| Property Address | 1322 RIDGEWOOD DR, CONCORD, NC 28027-3015 |
| Document Number | 0000014045 |
| Book / Page | 18036 / 280 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 202614045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PARADISE RECORDINGS AND NOTA |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership, 267 |
| Document Number | 0000014045, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 18036/280 |
| Instrument | 202614045 |
| Name | ATHENE ANNUITY LIFE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Term | 100 Months |
| Due | Oct 13, 2034 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 13, 2023 |
| Property Address | 1322 RIDGEWOOD DR, CONCORD, NC 28027-3015 |
| Document Number | 0016528242 |
| Book / Page | 16528 / 242 |
| Map Reference | MB 29 PG 59 |
| Instrument Date | Jun 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 10, 2022 |
| Property Address | 1322 RIDGEWOOD DR, CONCORD, NC 28027-3015 |
| Document Number | 0016152189 |
| Book / Page | 16152 / 189 |
| Map Reference | MB 29 PG 59 |
| Instrument Date | Aug 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642 |
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PLACE #900 # 900, 900, DECATUR, GA 30036 |
| Investor | Possibly a Property Investor |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 9, 2022 |
| Property Address | 1322 RIDGEWOOD DR, CONCORD, NC 28027-3015 |
| Document Number | 0016151173 |
| Book / Page | 16151 / 173 |
| Map Reference | MB 29 PG 59 |
| Instrument Date | Jun 10, 2022 |
| Record Updated | Jan 13, 2026 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 11901 FURR RDB, STANFIELD, NC 28163 |
| Name | Verified Name |
|---|---|
| Address | 1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 10, 2022 |
| Property Address | 1322 RIDGEWOOD DR, CONCORD, NC 28027-3015 |
| Document Number | 0016065350 |
| Book / Page | 16065 / 350 |
| Instrument Date | Jun 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11901 FURR RDB, STANFIELD, NC 28163 |
| Name | Verified Name |
|---|---|
| Address | 1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642 |
| Document Number | 0000160661 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 16066/1 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,920 (-) Land $55,000 Building $199,920 | ||
| 2025 | $254,920 Land $55,000 Building $199,920 | ||
| 2024 | $254,920 (+79.14%) Land $55,000 Building $199,920 | ||
| 2023 | $1,931.00 | $142,300 Land $34,000 Building $108,300 | $142,300 Land $34,000 Building $108,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1322 Ridgewood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1322 Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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