Newaygo County property record for 1322 N Osborn Rd, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 924 sqft |
| Lot Size | 32.4 acres (1,412,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $909,000 (Oct 2013) |
| Tax Bill | $1,668 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-200-013 |
| Primary APN | 09-26-200-013 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Architectural Style | Custom Design |
|---|---|
| Lot Area | 1,412,215 sqft (32.4 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1322 N OSBORN RD |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | SW 1/4 NE 1/4 EXC S 250 FT THEREOF. SEC.26, T14N R14W |
| Legal Range | 14W |
| Legal Township | 14N |
| Legal Section | 26 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 970300 |
1322 N Osborn Rd is owned and occupied by two individuals who bought it in October 2013.
Source: Newaygo County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1322 N OSBORN RD, WHITE CLOUD, MI 49349-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2013 · Amount on File |
| Deed Sale | Oct 3, 2013 · Amount on File |
| Deed Book / Page | 452 / 2555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 1322 N OSBORN RD, WHITE CLOUD, MI 49349-9715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000471/0000008449 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 0000000471/0000008449 |
| Name | GERBER FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 170 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 1322 N Osborn Rd was $1,668 with a homeowner's exemption.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Denver Township |
| Unified School District | Hesperia Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,500 | $237,000 | |
| 2025 | $1,668.00 | ||
| 2023 | $74,000 | $148,000 | |
| 2022 | $1,502.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1322 N Osborn Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1322 N Osborn Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Mercury Fiber, NCATS.
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