Champaign County property record for 1322 Montgomery St, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,138 sqft · built 2004 |
| Lot Size | 0.143 acres (6,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $301,500 (Jun 2026) |
| Tax Bill | $6,288 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-21-15-390-001 |
| Primary APN | 91-21-15-390-001 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,138 sqft Building Perimeter |
| 1st Floor Area | 1,138 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 6,214 sqft (0.143 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 368 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1322 MONTGOMERY ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-4754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 191 SAVANNAH GREEN PHASE 5 |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 15 |
| Legal Subdivision | SAVANNAH GREEN PHASE 5 |
| Legal Lot Number | 191 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 5601 |
1322 Montgomery St is owned and occupied by an individual who bought it in June 2026.
Source: Champaign County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1322 MONTGOMERY ST, URBANA, IL 61802-4754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Mar 21, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Prior Sale | Jun 25, 2024 · Amount on File |
| Deed Document Number | 20268886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 12, 2026 |
| Property Address | 1322 MONTGOMERY ST, URBANA, IL 61802-4754 |
| Document Number | 0000008886 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20268886 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | GROUP GUARANTEED TITLE, GUARANTEED TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,677.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1322 MONTGOMERY ST, URBANA, IL 61802-4754 |
| Document Number | 0000008887, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20268887 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 5.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 21, 2018 |
| Property Address | 1322 MONTGOMERY ST, URBANA, IL 61802-4754 |
| Document Number | 0000004108 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 4108 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1322 MONTGOMERY ST URBANA IL 618024754, URBANA, IL 61802-4754 |
The 2025 property tax bill for 1322 Montgomery St was $6,288, up 4.3% from the year before.
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,288.00 (+4.33%) | $68,180 Land $8,910 Building $59,270 | $204,540 Land $26,730 Building $177,810 |
| 2024 | $6,027.00 | ||
| 2022 | $5,209.00 Homeowner's exemption | $54,130 Land $7,070 Building $47,060 | $162,390 Land $21,210 Building $141,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1322 Montgomery St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1322 Montgomery St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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