1322 HCR 1414, Covington, TX 76636 Property Records

Hill County property record for 1322 HCR 1414, Covington, TX 76636

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 2012
Lot Size	2.17 acres (94,612 sqft)
Owner	Individual Name on File
Last Sale	$317,346 (Oct 2025)
Tax Bill	$5,596 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16010-02800-90155-000000`

Property Details

APN / Parcel Number

Primary APN	`16010-02800-90155-000000`
Alternative APN	`355020`

Interior

Full Baths	2 Baths
Building Area	1,404 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Composition/Composite
Roof Type	Hip
Lot Area	94,612 sqft (2.17 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Porch	Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-02800-90155-000000
Street Address	1322 HCR 1414
City	COVINGTON
State	TX
Zip	76636-4472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F C BURT A-28 TR 15E 2.172 AC
Legal Subdivision	F C BURT SURVEY A-
Legal Tract	15E
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1028
Census Tract	960200

Owner

1322 HCR 1414 is owned and occupied by an individual who bought it in October 2025.

Source: Hill County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1322 HCR 1414, COVINGTON, TX 76636-4472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Vendor's Lien, Transfer DEBRA WISNEWSKI
Oct 7, 2021	Vendor's Lien, Transfer · FHA Mortgage AMERICAN HOMESTAR MORTGAGE LLC
Dec 5, 2019	Vendor's Lien, Transfer · FHA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	2025169117
Deed Book / Page	2396 / 487
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	002029/811
Record Updated	Oct 29, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Oct 2, 2025
Property Address	1322 HCR 1414, COVINGTON, TX 76636-4472
Document Number	002396/487
Book / Page	2396 / 487
Instrument Date	Oct 1, 2025
Instrument	169117
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 HCR 1414, COVINGTON, TX 76636-4472

Mortgage

Date	Oct 2, 2025

Lender

Name	DEBRA WISNEWSKI
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Oct 7, 2021
Property Address	1322 HCR 1414, COVINGTON, TX 76636-4472
Document Number	002138/619
Book / Page	2138 / 619
Map Reference	VOL 480 PG 610
Instrument Date	Oct 6, 2021
Instrument	127357
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2542 GENE DR, MADILL, OK 73446-2062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 HCR 1414, COVINGTON, TX 76636-4472

Mortgage

Document Number	0000127358
Date	Oct 7, 2021
Instrument	127358

Lender

Name	AMERICAN HOMESTAR MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Dec 5, 2019
Property Address	1322 HCR 1414, COVINGTON, TX 76636-4472
Document Number	002029/811
Book / Page	2029 / 811
Instrument Date	Nov 26, 2019
Instrument	00109169
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 HCR 1414, COVINGTON, TX 76636-4472

Mortgage

Document Number	0000109170
Date	Dec 5, 2019
Instrument	00109170

Lender

Name	ARVEST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1322 HCR 1414 was $5,596, up 178.4% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,596.00 (+178.41%)	$320,840 (-4.83%) Land $52,130 Building $268,710	$320,840 (-4.83%) Land $52,130 Building $268,710
2025	$2,010.00	$337,140 (+2.75%) Land $52,130 Building $285,010	$337,140 (+2.75%) Land $52,130 Building $285,010
2024		$328,120 (+5.73%) Land $52,130 Building $275,990	$328,120 (+5.73%) Land $52,130 Building $275,990
2023		$310,330 Land $43,440 Building $266,890	$310,330 Land $43,440 Building $266,890
2022	$1,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1322 HCR 1414 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1322 HCR 1414 is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 75% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on HCR 1414

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