1322 Harper Rd, Kerrville, TX 78028 Property Records

Kerr County property record for 1322 Harper Rd, Kerrville, TX 78028

Property Summary

Property Type	Rural Home
Details	2 ba · 1,944 sqft · built 1999
Lot Size	11.2 acres (491,313 sqft)
Owner	Company Name on File
Last Sale	$566,400 (May 2018)
Tax Bill	$9,992 (2026)
Deeds & Mortgages	May 2018 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0222-0685-013000`

Property Details

APN / Parcel Number

Primary APN	`0222-0685-013000`
Alternative APN	`15073`

Interior

Full Baths	2 Baths
Building Area	1,944 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	1,944 sqft
Upper Floors Area	720 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Foundation Type	Slab (Mat/Raft)
Lot Area	491,313 sqft (11.2 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	282 sqft
Storage Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0222-0685-013000
Street Address	1322 HARPER RD
City	KERRVILLE
State	TX
Zip	78028-2982
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A0222 KUCKUCK, SUR 685,TRACT (PT 11.279 ACS),ACRES 11.279
Legal Subdivision	KUCKUCK, SUR 685
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1001
Census Tract	960101

Owner

1322 Harper Rd, a rural home, is owned by a company that bought it in May 2018.

Source: Kerr County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 291954, KERRVILLE, TX 78029-1954
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jul 23, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Deed Document Number	20182825
Prior Transfer Date	May 7, 2018
Prior Transfer Doc	0000004633
Record Updated	Oct 29, 2026

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	May 8, 2018
Property Address	1322 HARPER RD, KERRVILLE, TX 78028-2982
Document Number	18002825
Instrument Date	May 7, 2018
Instrument	18-002825
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDLEITY ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 HARPER RD, KERRVILLE, TX 78028-2982
Investor	Possibly a Property Investor

Mortgage

Document Number	18002826
Date	May 8, 2018
Instrument	18-002826

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERR TX
Recording Date	Jul 23, 2018
Property Address	1322 HARPER RD, KERRVILLE, TX 78028-2982
Document Number	18004633
Map Reference	VOL 1780 PG 177
Instrument Date	May 7, 2018
Instrument	18-004633
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 HARPER RD, KERRVILLE, TX 78028-2982

Tax Assessment & Valuation

The 2026 property tax bill for 1322 Harper Rd was $9,992.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,992.00	$805,652 (-) Land $397,550 Building $408,102	$805,652 (-) Land $397,550 Building $408,102
2025		$805,652 Land $397,550 Building $408,102	$805,652 Land $397,550 Building $408,102
2023		$772,511 Land $397,550 Building $374,961	$772,511 Land $397,550 Building $374,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1322 Harper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1322 Harper Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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