1322 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 1322 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,520 sqft · built 1959
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$2,611 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41001343015/00`

Property Details

APN / Parcel Number

Primary APN	`41001343015/00`
Alternative APNs	`41-08-13-043-010.000-018` `00001084851`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	2,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	125 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001084851
Street Address	1322 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE PARK 2ND ADD LOT 44 MP FRANKLIN COMMUNI
Legal Subdivision	SUNRISE PARK 2ND ADD
Legal Lot Number	44
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2005
Census Tract	611100

Owner

1322 E Jefferson St is owned and occupied by an individual.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1322 E JEFFERSON ST, FRANKLIN, IN 46131-1922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Sep 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1322 E JEFFERSON ST, FRANKLIN, IN 46131-1922
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022013210
Date	Jun 9, 2022
Instrument	2022-013210

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 24, 2032

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1322 E JEFFERSON ST, FRANKLIN, IN 46131-1922
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018020630
Date	Sep 13, 2018
Instrument	2018-020630

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1322 E JEFFERSON ST, FRANKLIN, IN 46131-1922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002962
Date	Feb 6, 2017
Instrument	2017-002962

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	FRANKLIN, IN 46131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 25, 2027

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1322 E JEFFERSON ST, FRANKLIN, IN 46131-1922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018019265
Date	Aug 28, 2018
Instrument	2018-019265

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 8, 2028

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1322 E JEFFERSON ST, FRANKLIN, IN 46131-1922
Transaction Type	Mortgage
Record Updated	Aug 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017874
Date	Jul 13, 2020
Instrument	2020-017874

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 22, 2030

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1322 E JEFFERSON ST, FRANKLIN, IN 46131-1922
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020010857
Date	May 4, 2020
Instrument	2020-010857

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1322 E Jefferson St was $2,611 with a homeowner's exemption, up 16% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,611.00 (+16.04%) Homeowner's exemption	$258,000 Land $29,700 Building $228,300	$258,000 Land $29,700 Building $228,300
2024	$2,250.00 (+1.99%)
2023	$2,206.00 (+2.99%) Homeowner's exemption	$198,400 (+3.66%) Land $29,700 Building $168,700	$198,400 (+3.66%) Land $29,700 Building $168,700
2022	$2,142.00 Homeowner's exemption	$191,400 Land $29,700 Building $161,700	$191,400 Land $29,700 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1322 E Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1322 E Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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