1322 E 38th St, Oakland, CA 94602 Property Records

Alameda County property record for 1322 E 38th St, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,833 sqft · built 1923
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,140,000 (Dec 2023)
Tax Bill	$16,724 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-530-10`

Property Details

APN / Parcel Number

Primary APN	`24-530-10`
Alternative APN	`024-0530-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,800 sqft (0.11 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1322 E 38TH ST
City	OAKLAND
State	CA
Zip	94602-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: AR: 0024 PAGE: 0530
Legal Subdivision	FOURTH AVE TERRACE OAKLAND CAL
Legal Block	D
Legal Lot Number	10
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4013
Census Tract	404900

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1322 E 38TH ST, OAKLAND, CA 94602-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 15, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 21, 2023	Grant Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
Nov 10, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage F E FORBES COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	2023146567
Prior Transfer Date	Oct 29, 2021
Prior Transfer Doc	0000367830
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1322 E 38TH ST, OAKLAND, CA 94602-1123
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 E 38TH ST, OAKLAND, CA 94602-1123

Mortgage

Document Number	0000120748
Date	Sep 26, 2025
Instrument	2025120748

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.55%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1322 E 38TH ST, OAKLAND, CA 94602-1123
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 E 38TH ST, OAKLAND, CA 94602-1123

Mortgage

Document Number	0000026031
Date	Feb 16, 2024
Instrument	2024026031

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.97%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Margin	3
Max Rate	10.9%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 15, 2023
Property Address	1322 E 38TH ST, OAKLAND, CA 94602-1123
Document Number	0000146567
Map Reference	MB 22 PG 93
Instrument Date	Dec 5, 2023
Instrument	2023146567
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1322 E 38TH ST, OAKLAND, CA 94602-1123

Mortgage

Document Number	0000146568
Date	Dec 15, 2023
Instrument	2023146568

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 21, 2023
Property Address	1322 E 38TH ST, OAKLAND, CA 94602-1123
Document Number	0000045042
Map Reference	MB 22 PG 93
Instrument Date	Apr 13, 2023
Instrument	2023045042
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11,092.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HALE ST, SAN FRANCISCO, CA 94134-1215

Mortgage

Document Number	0000045043
Date	Apr 21, 2023
Instrument	2023045043

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2024

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 10, 2021
Property Address	1322 E 38TH ST, OAKLAND, CA 94602-1123
Document Number	0000367830
Instrument Date	Oct 29, 2021
Instrument	2021367830
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4214 FAIRVIEW RD, LITTLE ROCK, AR 72205-2061

Mortgage

Document Number	0000367831
Date	Nov 10, 2021
Instrument	2021367831

Lender

Name	F E FORBES COMPANY INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,179,055 (+1.4%) Land $355,816 Building $830,239
2025	$16,724.00 (+537.59%) Homeowner's exemption	$1,162,800 (+1,631.41%) Land $348,840 Building $813,960
2023	$2,623.00 Homeowner's exemption	$67,159 Land $38,646 Building $28,513	$981,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,023 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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