1322 Calle Goya, Oceanside, CA 92056 Property Records

San Diego County property record for 1322 Calle Goya, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,919 sqft · built 1996
Lot Size0.96 acres (4,167 sqft)
Owner2 Individual Names on Record
Last Sale$975,000 (Oct 2025)
Tax Bill$6,242 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2024 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161-760-13-00

Property Details

APN / Parcel Number

Primary APN161-760-13-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,919 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area4,167 sqft (0.96 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1322 CALLE GOYA
CityOCEANSIDE
StateCA
Zip92056-5660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-1 (Res)
Legal DescriptionLOT 13 TR 013079
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract013079
Legal Block1
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18522

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1322 CALLE GOYA, OCEANSIDE, CA 92056-5660
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 28, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE DECLARATION TRUST OF EDWARD F ORENS
Oct 15, 2025Grant Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2025 · Amount on Record
Deed SaleOct 15, 2025 · Amount on Record
Prior SaleJul 11, 2025 · Amount on Record
Deed Document Number2025288006
Prior Transfer DateOct 13, 2006
Prior Transfer Doc0000759722
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1322 CALLE GOYA, OCEANSIDE, CA 92056-5660
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3341 VENADO ST, CARLSBAD, CA 92009-7850

Mortgage

Document Number0000446814
DateJun 18, 2021
Instrument2021-0446814
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueFeb 1, 2051

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1322 CALLE GOYA, OCEANSIDE, CA 92056-5660
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3341 VENADO ST, CARLSBAD, CA 92009-7850

Mortgage

Document Number0000078175
DateMar 28, 2024
Instrument2024-0078175
Lender
NameTHE DECLARATION TRUST OF EDWARD F ORENS
TypePrivate Party
Address8180 E KAISER BLVD, ANAHEIM, CA 92808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term25 Months
DueApr 1, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 15, 2025
Property Address1322 CALLE GOYA, OCEANSIDE, CA 92056-5660
Document Number0000288006
Map ReferenceMAP 13079
Instrument DateOct 9, 2025
Instrument2025-0288006
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1322 CALLE GOYA, OCEANSIDE, CA 92056-5660

Mortgage

Document Number0000288007
DateOct 15, 2025
Instrument2025-0288007
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$975,000 (+75.84%) Land $720,000 Building $255,000
2025$6,242.00 (+5.19%)$554,471 (+4.04%) Land $298,561 Building $255,910
2023$5,934.00 (+1.54%)$532,942 Land $286,968 Building $245,974
2022$5,844.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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