1322 Clay St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1322 Clay St, Cincinnati, OH 45202

Property Summary

Property TypeApartments (5+ Units)
Details3 bd · 3 ba · 3,435 sqft · built 1880
Lot Size0.042 acres (1,873 sqft)
OwnerCompany Name on File
Tax Bill$12,895 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN080-0002-0283-00

Property Details

APN / Parcel Number

Primary APN080-0002-0283-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories3 Stories
Building Area3,435 sqft Finished Area
1st Floor Area1,145 sqft
2nd Floor Area2,290 sqft

Exterior

Year BuiltBuilt 1880
Architectural StyleConventional
Exterior MaterialBrick
Lot Area1,873 sqft (0.042 acres)
Lot Dimensions82 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address1322 CLAY ST
CityCINCINNATI
StateOH
Zip45202-8010
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Description1322 CLAY ST 25 X 82 ES CLAY 265 FT N OF 13TH
Legal SubdivisionCITY/CINCINNATI
Legal Lot Number28
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2007
Census Tract1000

Owner

1322 Clay St, a residential property, is owned by a company that acquired it in March 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordCompany Name on File
Mailing Address4634 WICKFORD DR E, SYLVANIA, OH 43560-3347
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2018
Deed SaleMar 20, 2018
Prior SaleAug 29, 2011 · Amount on File
Deed Document Number0000023058
Deed Book / Page013628 / 001451
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1322 CLAY ST, CINCINNATI, OH 45202-8010
Document Number0000043413
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4634 WICKFORD DR E SYLVANIA OH 435603347, SYLVANIA, OH 43560-3347

Mortgage

Document Number0000043413
DateJun 4, 2019
Book Page013931/002552
Instrument43413
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJun 3, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1322 Clay St was $12,895, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,895.00 (+0.73%)$148,148 (+%) Land $41,401 Building $106,747
2024$12,801.00 (-0.13%)$148,147 (-) Land $41,401 Building $106,746
2023$12,818.00 (-10.68%)$148,147 (-2.01%) Land $41,401 Building $106,746$423,280 Land $118,290 Building $304,990
2022$14,350.00$151,180 Land $39,813 Building $111,367
2020$431,940 Land $113,750 Building $318,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1322 Clay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1322 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Clay St

Nearby Streets

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