Bonner County property record for 1322 Chestnut St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1992 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $341,643 (Nov 2025) |
| Tax Bill | $1,562 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0134002027BA |
| Primary APN | RPS0134002027BA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Finished Area |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,057 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1322 CHESTNUT ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-57N-2W FARMINS 6TH ADDN BLK 2 LOTS 27 & 28 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | FARMINS 6TH ADD |
| Legal Block | 2 |
| Legal Lot Number | 27-28 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950300 |
1322 Chestnut St is owned by two individuals who bought it in November 2025.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8566 N OAK ST, SPOKANE, WA 99208-6891 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Sep 23, 2025 | Warranty Deed, Transfer · Commercial Mortgage CMS ENTERPRISES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | Sep 23, 2025 · Amount on File |
| Deed Document Number | 20251054414 |
| Prior Transfer Date | Apr 10, 2012 |
| Prior Transfer Doc | 0000824624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Nov 4, 2025 |
| Property Address | 1322 CHESTNUT ST, SANDPOINT, ID 83864-2137 |
| Document Number | 0001054414 |
| Map Reference | MB 1 PG 76 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 1054414 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FIDELITY NATL TTL MERIDIAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8566 N OAK ST, SPOKANE, WA 99208-6891 |
| Document Number | 0001054415 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 1054415 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 23, 2025 |
| Property Address | 1322 CHESTNUT ST, SANDPOINT, ID 83864-2137 |
| Document Number | 0001052414 |
| Map Reference | MB 1 PG 76 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 1052414 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL BOISE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1928 E PRESIDENTIAL DR, MERIDIAN, ID 83642-8335 |
| Investor | Possibly a Property Investor |
| Document Number | 0001052415 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 1052415 |
| Name | CMS ENTERPRISES |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Mar 21, 2026 |
The 2026 property tax bill for 1322 Chestnut St was $1,562, up 10.5% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,562.00 (+10.47%) | $346,873 (+0.62%) Land $172,613 Building $174,260 | $346,873 (+0.62%) Land $172,613 Building $174,260 |
| 2025 | $1,414.00 Homeowner's exemption | $344,743 Land $172,613 Building $172,130 | $344,743 Land $172,613 Building $172,130 |
| 2023 | $1,208.00 Homeowner's exemption | $325,174 Land $172,613 Building $152,561 | $325,174 Land $172,613 Building $152,561 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1322 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1322 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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