1322 Central Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 1322 Central Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 1954
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jan 2023)
Tax Bill	$10,928 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-05008-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`20-05008-0000-00004`
Alternative APNs	`2000677000000004` `200500800004`

Interior

Stories	2 Stories
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2000677000000004
Street Address	1322 CENTRAL AVE
City	WESTFIELD
State	NJ
Zip	07090-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FLORAL GARDENS
Legal Block	5008
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5021
Census Tract	36800

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1322 CENTRAL AVE, WESTFIELD, NJ 07090-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	Nov 9, 1974
Deed Document Number	202326205
Deed Book / Page	6497 / 2702
Prior Transfer Date	Aug 4, 2022
Prior Transfer Doc	0064760630
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 25, 2023
Property Address	1322 CENTRAL AVE, WESTFIELD, NJ 07090-2236
Document Number	0064972702
Book / Page	6497 / 2702
Instrument Date	Jan 18, 2023
Instrument	26205
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 W 25TH ST # ST35F, ST35F, NEW YORK, NY 10001-7115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 CENTRAL AVE, WESTFIELD, NJ 07090-2236

Mortgage

Document Number	0000048081
Date	Jan 25, 2023
Instrument	48081

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Aug 10, 2022
Property Address	1322 CENTRAL AVE, WESTFIELD, NJ 07090-2236
Document Number	0064760630
Book / Page	6476 / 630
Instrument Date	Aug 4, 2022
Instrument	21231
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69 SANDY HILL RD, WESTFIELD, NJ 07090-2826

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	225 W 25TH ST # 35F, 35F, NEW YORK, NY 10001-7115

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,800 (-) Land $331,500 Building $145,300	$476,800 (-) Land $331,500 Building $145,300
2025	$10,928.00 (+5.11%)	$476,800 (+3.27%) Land $331,500 Building $145,300	$476,800 (+3.27%) Land $331,500 Building $145,300
2024	$10,397.00 (+4.26%)
2023		$461,700 Land $331,500 Building $130,200	$461,700 Land $331,500 Building $130,200
2022	$9,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1993–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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