1322 Brewster St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 1322 Brewster St, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,886 sqft · built 2016
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (May 2024)
Tax Bill	$11,382 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`213-460-300-000`

Property Details

APN / Parcel Number

Primary APN	`213-460-300-000`
Alternative APN	`213-460-30`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,886 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	213-460-30
Street Address	1322 BREWSTER ST
City	LATHROP
State	CA
Zip	95330-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-FM POR OF 213-310-23 PER RIVER ISLANDS VILLAGE
Legal Subdivision	RIVER ISLANDS-VLG B2
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1142
Census Tract	5214

Owner

1322 Brewster St is owned and occupied by two individuals who bought it in May 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1322 BREWSTER ST, LATHROP, CA 95330-9235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 20, 2017	Deed of Trust, Mortgage · Conventional with PMI OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on File
Deed Sale	May 17, 2024 · Amount on File
Prior Sale	Feb 3, 2016 · Amount on File
Deed Document Number	202441121
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	0000014406
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 31, 2026
Property Address	1322 BREWSTER ST, LATHROP, CA 95330-9235
Document Number	0000069390
Instrument Date	Jul 27, 2026
Instrument	202669390
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 BREWSTER ST, LATHROP, CA 95330-9235

Mortgage

Document Number	0000069390,
Date	Jul 31, 2026
Instrument	202669390

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1322 BREWSTER ST, LATHROP, CA 95330-9235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 BREWSTER ST, LATHROP, CA 95330-9235

Mortgage

Document Number	0000167366
Date	Dec 2, 2020
Instrument	2020-167366

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1322 BREWSTER ST, LATHROP, CA 95330-9235
Document Number	0000124596
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1322 BREWSTER ST LATHROP CA 953309235, LATHROP, CA 95330-9235

Mortgage

Document Number	0000124596
Date	Oct 25, 2017
Instrument	124596

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1322 Brewster St was $11,382, up 1.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,382.00 (+1.75%)
2025	$11,186.00	$744,600 Land $229,500 Building $515,100
2023	$8,000.00 (+2.97%)	$454,258 Land $147,916 Building $306,342	$649,890
2022	$7,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1322 Brewster St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1322 Brewster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband, Verizon.

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